5 Signs It’s Time To Hire A Disability Lawyer
The situation: An injury or illness has become a disabling condition that prevents you from working. You need to make a long-term disability claim to recover the financial resources you need to provide for yourself and your family during the difficult weeks, months, or years ahead.
The solution: File a claim with your long-term disability insurance carrier and wait a couple weeks for the check to arrive, right? What could be simpler?
It turns out that many things can be simpler than successfully pursuing a long-term disability insurance claim. In your endeavor to get the benefits you are entitled to from your policy, it may be in your interest to hire an attorney with experience in this complex area of the law.
The following are five signs that it is time to stop going it alone and hire a proven disability lawyer.
1. Your Claim Has Been Denied
A denied claim is not the end of the road. Many successful claims are initially denied by the insurance company. Instead of giving up, you can partner with an experienced long-term disability lawyer to make sure you get the benefits you are entitled to under your long-term disability policy.
2. Your Head Is Spinning
Insurance policies are complicated documents put together by underwriters and lawyers with extensive experience. They are drafted in confusing and ambiguous terms, often containing contractual loopholes that make it easier for insurance companies to deny claims. On top of that the claims process can be extremely confusing for claimholders.
If your head is spinning you can benefit from leaving your claim in the hands of a proven attorney.
3. The Insurance Company Is Giving You The Runaround
If the insurance company is claiming they never received the required documents and need you to resend them, is putting you on hold repeatedly, or is failing to respond to your requests in a timely fashion, it’s time to enlist an experienced disability lawyer.
4. You Don’t Know What Questions To Ask
Asking the right questions and getting the right information can make all the difference when pursuing disability benefits. If you’re unsure of where to begin or what questions you need to be asking, it’s time to put an experienced disability attorney on the case.
5. The Insurance Company Is Pressuring You
If you’re being pressured to sign documents, give statements, or accept a settlement, stop and think. Why are they so intent on you doing this? Is this really in your best interest? A disability lawyer can help you follow the money and find out what’s really in your best interest.
Get The Representation You Need
At DarrasLaw, we have built the largest insurance law practice in the country by helping policyholders who are confronted by these issues. We fight to hold the insurance companies accountable and take decisive action to get policyholders the benefits they have paid for.
Contact an experienced long-term disability lawyer.