Long-Term Disability Applications

Most people with disability insurance offered through an employer consider filing an application on their own. If you are like most people, here is the unfortunate fact:

  • you assume that the insurance company is on your side and ready to do what is right for you
  • you may also find out after you turn in your application that insurance companies are on one side only: their own

How Insurance Companies Review Applications

When the insurance company receives your application, every aspect of it will be scrutinized. Is something missing? Is anything not filled out properly? The insurance company will use your mistakes as an opportunity to deny your claim. Thankfully, you do not have to fill out your application on your own. You can get help from our team of experts who know what insurance companies look for. Here's why:

  • When the insurance company receives your application, every aspect of it will be scrutinized.
    • Is something missing?
    • Is anything not filled out properly?
  • The insurance company will use your mistakes as an opportunity to deny your claim.

Please send us an email and DarrasLaw will help you with your application.

DarrasLaw is America's top disability firm. Frank N. Darras has more than 25 years of experience extending a helping hand and doing everything necessary to avoid unnecessary delays and denials. We want you to get your disability benefits as soon as possible.

Documentation Is Critical in Group Disability Applications

Details that may not seem important to you could end up causing your paperwork to be sent back, forcing you to start over and lose precious time. We know that the group insurance company will deny your claim if it does not see medical documentation that meets its needs. Medical documentation that simply states that you have a disabling condition may not be sufficient. The documentation must explain the disability and why it means you cannot work.

We know ERISA law and we know how insurance companies operate. We know that denied ERISA long-term disability claims can be a problem even when an application is impeccable. Our lawyers are ready to step in and make things right.

Free Consultations - ERISA Long-Term Disability Application Attorneys

Call us at 800-458-4577 or send us an email to learn more about how our attorneys can help with your ERISA long-term disability application.