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Former NFL player decides to seek disability insurance pay

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Many of our California readers are NFL fans. While you may not keep close tabs on former players, such as Jermichael Finley, his story is well worth paying attention to.

After a long offseason during which Finley toyed with the idea of returning to the NFL, he slipped out of the public eye. The reason for this is simple: He has decided to pursue the proceeds of a disability insurance policy that was purchased before a neck injury left his career in jeopardy.

Last season, Finley suffered an injury that led to spinal fusion surgery. Despite this setback, he continued to train and was eventually cleared by the doctor who performed his surgery to return to the field.

Finley was quoted by the USA Today as saying, "If I quit the game right now, I can take tax-free money, and that's a difficult thing that I'm going through with myself."

In other words, if he decided to return to the field as a player, he would forfeit the ability to collect on a $10 million disability insurance policy. On the other hand, if he takes the money, he will no longer be able to play the game he has come to love.

This story goes a long way in showing just how difficult it can be to make a disability insurance claim. While most people who are injured on the job are not faced with such a difficult decision, there are challenges.

If a person is denied payment by one's insurance company, the individual may wish to consult with an attorney who can help him or her collect what is due.

Source: USA Today, "Jermichael Finley to file claim on insurance policy" Tom Pelissero, Oct. 10, 2014

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