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Auto Insurance: Everything You Need To Know

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It is time to treat your insurance policies like you treat your investments. That means taking the time to periodically review and adjust your portfolio to ensure you have the coverage you need. 

Making a small investment of time in reviewing and adjusting your auto insurance policy can save you money over the long-haul, providing you with the funds needed to invest in additional long-term disability coverage to protect your family in the event you become disabled. 

Step 1: Examine Your Current Coverage & Determine What You Need

Chances are you can't recite what you're paying for auto insurance. It's a necessary expense that often gets lost in the shuffle, but it is important to think about it on its own and determine whether you are getting the best deal and have the coverage you need. 

Learn more about the basics of auto insurance coverage, including liability coverage, uninsured motorist coverage, and first-party benefit coverage. 

Step 2: Adjust Your Coverage To Maximize Your Benefits & Savings

Small adjustments to your first-party benefit coverage can pay large dividends in the long-term. For example, if your vehicle is worth less than $2,000, you can save significantly by dropping your comprehensive coverage. 

Read more for advice on how to make collision coverage, comprehensive coverage, personal injury protection, and medical payments insurance work for you.

Step 3: Speak To An Experienced Attorney About Your Insurance Issues

Insurance is important to have, but the insurance companies don't make it easy to collect the benefits you pay for. For help with auto insurance, long-term disability, or long-term care issues, you can turn to the proven advocates at DarrasLaw. 

Call 800-458-4577 or email us today to arrange your free case evaluation. 

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