It is often difficult to find sympathy while suffering from a mental illness or a nervous system disorder. These disabling conditions are not visible to the naked eye, making it a challenge to effectively link the symptoms to your need for long-term disability benefits. Diagnosing a mental nervous illness is more subjective than its physical counterparts, but that doesn’t mean the pain and suffering are any easier to bear.
Pursuing a Disability Claim Related To Your Mental Illness or Nervous System Disability
Many examples factor into claims involving mental health such as depression, anxiety, and personality disorders. These illnesses present a unique challenge when compared to filing claims for physical disabilities such as back injuries or heart disease. It is crucial to demonstrate how the effects of the condition prevent you from working or how the environment in the workplace exacerbates the disabling illness. For example, anxiety could be aggravated by workplace stress, harassment, or witnessing a traumatic event.
Does Your Long-Term Disability Policy Cover Mental Health?
Long-term disability insurance policies can be very confusing and many people don’t take the time to thoroughly review their coverage. Most disability policies enforce a 24-month time limit for most mental disabilities, but may make exceptions for specific conditions, such as Alzheimer’s or schizophrenia. At DarrasLaw, we can help you review your policy, determine your rights, and take action to protect your interests.
Claim Denied? Put Proven Attorneys on Your Side
At DarrasLaw, America’s top disability firm, we have extensive experience pursuing appeals after unjust claims denials. We have recovered nearly $1 billion for those who have been denied their initial attempt at a disability claim. Contact us to set up a case evaluation.