Long Term Disability Questions

What is long term disability (LTD)?
Why do I need long term disability insurance?
When do I need a long term disability lawyer?
What happens if my long term disability claim was denied?
When is a disability lawsuit necessary?
How can I confer with a lawyer about a possible disability lawsuit?

What is long term disability (LTD)?
Long term disability, or LTD is an insurance plan intended to protect individuals that suffer a disability from enduring large financial loss because they have lost their ability to fulfill their job duties. A long term disability policy allows affected individuals to continue collecting their income for an extended period of time when they cannot work due to the disability. »Top

Why do I need long term disability insurance?
Most Americans underestimate the importance of disability insurance and do not realize the financial impact a disability can have on them. According to statistics, the odds of a person having at least one long term disability lasting three months or longer by the age of 65 is:

Age
Probability
25
44
30
42
35
41
40
39
45
36
50
33
55
27


When do I need a long term disability lawyer?
Disability insurance can be extremely helpful to an individual suffering an unfortunate illness or injury from also suffering large financial loss. Unfortunately, disability lawsuits have been filed at an increasing rate because insurance companies did not initially realize the high number of long term disability claims that would be filed. As a result, claimants were finding the insurers were denying claims or delaying payments. A disability lawyer will better ensure that any unlawful denied claim is reversed or will move to file a disability lawsuit. »Top

To learn more about Long Term Disability Legal Rights click the link below:
Long Term Disability Legal Rights

What happens if my long term disability claim was denied?
If a long term disability claim is denied an employee should check into the reasons and make sure they are consistent. A good long term disability lawyer will understand how to properly approach this situation to protect your rights. »Top

To learn more about Long Term Disability claims click the link below:
Long Term Disability Claims

When is a disability lawsuit necessary?

When long term disability claims have been denied and appeals did not result in overturned motions, a disability lawsuit may result. 

In most disability lawsuits the cases involve
instances of a

breach of contract
or bad faith.

» Contact your
long term disability attorney

for legal advice. 

When is a disability lawsuit necessary?
When long term disability claims have been denied and appeals did not result in overturned motions, a disability lawsuit may result. In most disability lawsuits the cases involve instances of a breach of contract or bad faith. Contact your long term disability attorney for legal advice. »Top

How can I confer with a lawyer about a possible disability lawsuit?
Please contact us for more information on long term disability law. »Top

To learn more about a Long Term Disability Lawyer click the link below:
Long Term Disability Lawyer