Year: 2013

Yes, it is possible to qualify for long term disability benefits if you are suffering from depression. Not all disabling conditions involve outwardly-visible physical injuries. Mental impairments, such as depression, that severely limit your ability to work may qualify you to receive long term disability benefits if you have coverage under an individual or group […]

“A private disability policy is undoubtedly the best route for any pro player … to protect themselves,” says Frank N. Darras, disability lawyer to the pros. Football is a dangerous sport. Even as the league works to improve player safety through rule changes, serious injuries are a weekly occurrence. Consider the carnage of last Sunday: […]

October isn’t just breast cancer awareness month…it’s also “Fire Prevention Awareness” month. If you’re in Southern California, you know that it is still primetime wildfire season and it is important to exercise fire prevention awareness. It’s also important to understand what to do after a fire has damaged your property. Unfortunately, sometimes insurance companies try […]

We understand that most people want to stay at home rather than move into an assisted-living or nursing home facility as they grow older. After living a long, full life, it is understandable that you would rather maintain your independence or seek any needed assistance from family members or close friends. The good news is […]

When it comes to group disability insurance, many people are excited to find that this is a benefit offered by their employer. While this is something they hope they never have to use, it is a good policy to have because you never know what the future holds. Although our California readers may not pay […]

Since the recent government shutdown, millions of veterans nationwide have found themselves in peril of losing their benefits of which most importantly are theirlong term disability claims. Recent media reports suggest that should the partial government shut down continue, approximately 3.8 million U.S. veterans will not receive disability coverage in November. It’s possible that late […]

With Major League Baseball playoffs now in full swing, Gary Poszik of Health, Wealth and Happiness, along with Frank Darras – the nation’s top disability attorney – take a step back to discuss steroids and the use of other performance enhancing drug and its effects on the game.

Darras pulls back the curtain to explain some of the disability issues that are involved in the Alex Rodriguez story. To date, 99 players have been charged with the use of a performance enhancing drugs by Major League Baseball. Many of those charged are some of the best and most gifted players of this era.

The case for pro athletes to consider disability insurance could not be more ripe than it is right now. With all the information that has come out about concussions in the NFL and the longterm effects of a career of hard hits now coupled with the news that the Governor of California is limiting access […]

There are major challenges for the aging population when it comes to health care, demonstrating what could possibly put some in danger of losing their long-term disability insurance. A new report from Alzheimer’s Disease International states that while 101 million people are 60 and older require increased care, this number is due to increase to […]

“When disaster strikes, it’s not a time to test our memory.” Top Insurance Attorney, Frank N. Darras With storm season nearly upon us – and disaster-caliber flooding having already hit Colorado – the time to think about insurance coverage is now. If you aren’t protected, you should contact an insurance lawyer to discuss your options. […]