Year: 2021
Repetitive Strain Injuries & Long-Term Disability Insurance
Posted October 15, 2021
Nowadays, repetitive strain injuries are often associated with office work, such as extensive keyboard and mouse use. However, the problem predates the modern computer by quite a while. Conditions like “telegraphist’s cramp,” “glass arm,” and “washerwoman’s thumb” all emerged in medical literature by the early 20th century. Repetitive strain injuries arise from the repetition of […]
Biden Says Long COVID May Be a Disability
Posted October 8, 2021
Experts are learning more about COVID-19 all the time, but there’s still a long way to go before we fully understand the impact the virus can have on patients. Different people suffer from different symptoms, and while some recover relatively quickly, others are left dealing with health difficulties and disability long after their initial diagnosis. […]
Insurance Companies Use Social Media and Technology to Reject Long-Term Disability Claims
Posted October 6, 2021
If a life-changing sickness or injury results in a long-term disability, insurance companies are expected to work with claimants to evaluate the claim in good faith. Unfortunately, many disability insurers treat their customers as ATM machines: good for taking premium money without returning the monthly disability benefits they’ve agreed to pay in a timely manner. […]
Uncommon Exclusions in Some Disability Policies
Posted September 30, 2021
Individual and group disability policies are complex legal documents. Unfortunately, most employers and employees do not take the time to read them, leaving uncertainty and frustration when it comes to claiming time. You took the time to choose a disability policy that would most benefit you or your employees. You wanted to ensure that if […]
Will Volunteering Cause a Denial of Your Long-Term Disability Insurance?
Posted September 15, 2021
During these tumultuous times when so many people suffer, volunteering can help those in need while also giving those who volunteer a sense of purpose and connection to their communities. As a society, we should all encourage and celebrate volunteerism. People with disabilities are also well-equipped in some circumstances to volunteer in different roles. Unfortunately, […]
Frank Darras Authors Article On Federal Long-Covid Standards
Posted
Weeks and months after getting the COVID-19 infection, many survivors continue to experience disabling symptoms that limit or prevent them from engaging in major life activities, including resuming work. Frank Darras discusses how long term disability laws can be applied to people who are suffering from long covid with topics such as: understanding the symptoms […]
Can I Take a Vacation While on Disability?
Posted September 1, 2021
If you suffer a disabling sickness or injury that prevents you from working, you may have the right to receive disability insurance benefits to help you cover your needs and expenses while not receiving a paycheck. People often ask, does receiving disability payments mean you have to stay home, doing nothing until you heal enough […]
What Long Haulers Should Know About Disability Law and Federal Guidance
Posted August 24, 2021
Surviving a COVID infection may not be a one-time affair. Researchers and medical authorities studying COVID have suggested that a post-viral “long COVID” condition has created a group of legitimately sick workers known as “long haulers.” These Covid survivors unfortunately still suffer from various debilitating symptoms weeks and months after their initial diagnosis. On July […]
Frank N. Darras Was Named to the Best Lawyers in America for the 15th Consecutive Year
Posted August 19, 2021
Frank N. Darras was once again honored in the latest edition of Best Lawyers in America for his outstanding work in health care and insurance law for the 15th consecutive year in a row. Mr. Darras and his law firm, DarrasLaw, are known as America’s Top Disability Firm, helping many people with disability or long […]
Why Insurance Companies Choose Paper Reviewers Instead of Independent Medical Examiners
Posted August 18, 2021
Being injured or so severely sick that you miss work is a painful experience. Ensuing disability increases your worry and frustration about how soon you will get better and how you will cover your expenses without a regular paycheck. That is why many people carry both short and long-term disability insurance. They are told and […]