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Nationwide
Long-Term Disability Insurance
Attorneys
Why Choose DarrasLaw?

HELPING THE DISABLED FROM COAST TO COAST

Long-Term Disability Insurance

At DarrasLaw, America’s top disability law firm, we can handle matters related to both individual and group long-term disability insurance claims.

While individual insurance is issued to a single person, group disability insurance is, as the name implies, issued to a group of people. More often than not, that group is made up of employees working for the same employer. Group disability insurance policies offered through employers follow substantially different rules than individual disability insurance policies.

Not all group disability insurance policies are offered through employers though. Some are offered through organizations to members of the organization. Self-employed professionals in some fields may group together for disability insurance purposes.


Testimonial

Review: 5/5 – ★ ★ ★ ★ ★

“I would like to take this opportunity to thank Frank Darras and his law firm for helping me with my disability case. I am truly blessed to have bene able to attain them as my representative, they were very knowledgeable and always kept me informed during the process of my case. I highly recommend them to everyone who is in need of an attorney who will fight for your rights. Thank You Very Much.”

– Roy R.


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Do You Have Individual or Group Disability Insurance?

As part of the free disability insurance policy analysis our lawyers will provide to you, we will determine whether you have individual or group disability insurance. Perhaps you have both. In many situations, people buy an individual disability insurance policy not as a standalone, but to supplement group insurance policies. With more than 100 years of experience on our side, we know how to manage simultaneous claims with multiple disability insurance policies, even if the policies are administered by different insurance companies.


Free Consultations

Group Long-Term Disability Insurance Claim Attorneys

Call us at (800) 458-4577 or send us an email. Our attorneys offer a free analysis of your group long-term disability insurance policy.

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Testimonial Paralegal

If I met someone and found that they were in need of a disability attorney... the first thing I would tell them is call Frank Darras.

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What Kind of Disability Issues Are People Facing?

"Our disabled clients have literally fallen to the very bottom of their life. They’ve been beaten up, worn down, and starved out by their insurance companies. They’ve got an insurance policy that’s supposed to pay benefits, but the claim forms are confusing.” "The insurance company wants to go get them examined. They want tax returns. They want more documents. They’re literally overwhelmed and they need our help now."

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What Kind of Disability Issues Are People Facing?

"Our disabled clients have literally fallen to the very bottom of their life. They’ve been beaten up, worn down, and starved out by their insurance companies. They’ve got an insurance policy that’s supposed to pay benefits, but the claim forms are confusing.” "The insurance company wants to go get them examined. They want tax returns. They want more documents. They’re literally overwhelmed and they need our help now."

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What Sets DarrasLaw Apart In The Field of Disability Law?

“I think the difference at DarrasLaw is that we’ve really earned the respect of the industry. We have over 100 years of hard fought insurance and litigation experience. They know we’ve been to the home office. We’ve deposed everybody there is, at every major insurance company, over the last 30 years. That’s certainly earned the respect of their general counsel, their national trial counsel, defense counsel.” “And that’s important because when you litigate, you’d like somebody to respect you and respect your lawyer, and that’s really, really important. We have left the other side with their dignity and they respect our clients. Last, we have unparallelled resources. We know how to get the insurance company to buckle and to make sure that they’re accountable and responsible for what they did.”

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What Do I Need To Think About Before I Request Claim Forms?

“Oftentimes, it’s really difficult to decide when you’re really disabled. It’s no problem if you’re hurt in an accident. That’s easy. It’s the day of the accident.” “But when you’ve got a progressive sickness, sometimes we see it a lot with doctors. They give away the big surgeries. They let the younger associates take over the surgical responsibilities. And by the time they get ready to file a year or two later, they’re left with the strains and sprains or pre and post-op follow-up care and treatment duties, and the carrier doesn’t have a very clear picture of your true occupation.”

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Why Do You Need an Attorney for a Disability Insurance Claim?

When it comes to insurance, we're often told we're in good hands. And we know better. Our insurance company is going to take advantage of any confusion or ambiguity. Whether you're buying a policy and you need some help understanding the features or the advantages or the benefits, we offer that free policy analysis. Two, you've got a policy, you're not sure that you're ready to file a claim, but you need some help in understanding how to properly fill out a claim form so you won't get delayed or wrongfully denied. Or you're on claim and now the carrier says, we want to come out and have a field visit with you, we want to send you to an independent medical exam, or we want to get a functional capacity evaluation.

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The Best of the Best
08 Answers to Your Questions

What Kind of Disability Issues Are People Facing?

"Our disabled clients have literally fallen to the very bottom of their life. They’ve been beaten up, worn down, and starved out by their insurance companies. They’ve got an insurance policy that’s supposed to pay benefits, but the claim forms are confusing.” "The insurance company wants to go get them examined. They want tax returns. They want more documents. They’re literally overwhelmed and they need our help now."

Learn More
What Sets DarrasLaw Apart In The Field of Disability Law?

“I think the difference at DarrasLaw is that we’ve really earned the respect of the industry. We have over 100 years of hard fought insurance and litigation experience. They know we’ve been to the home office. We’ve deposed everybody there is, at every major insurance company, over the last 30 years. That’s certainly earned the respect of their general counsel, their national trial counsel, defense counsel.” “And that’s important because when you litigate, you’d like somebody to respect you and respect your lawyer, and that’s really, really important. We have left the other side with their dignity and they respect our clients. Last, we have unparallelled resources. We know how to get the insurance company to buckle and to make sure that they’re accountable and responsible for what they did.”

Learn More
What Do I Need To Think About Before I Request Claim Forms?

“Oftentimes, it’s really difficult to decide when you’re really disabled. It’s no problem if you’re hurt in an accident. That’s easy. It’s the day of the accident.” “But when you’ve got a progressive sickness, sometimes we see it a lot with doctors. They give away the big surgeries. They let the younger associates take over the surgical responsibilities. And by the time they get ready to file a year or two later, they’re left with the strains and sprains or pre and post-op follow-up care and treatment duties, and the carrier doesn’t have a very clear picture of your true occupation.”

Learn More
Why Do You Need an Attorney for a Disability Insurance Claim?

When it comes to insurance, we're often told we're in good hands. And we know better. Our insurance company is going to take advantage of any confusion or ambiguity. Whether you're buying a policy and you need some help understanding the features or the advantages or the benefits, we offer that free policy analysis. Two, you've got a policy, you're not sure that you're ready to file a claim, but you need some help in understanding how to properly fill out a claim form so you won't get delayed or wrongfully denied. Or you're on claim and now the carrier says, we want to come out and have a field visit with you, we want to send you to an independent medical exam, or we want to get a functional capacity evaluation.

Learn More
The Best of the Best

Our Awards and Recognitions

DarrasLaw's attorneys, including founder Frank N. Darras, have received numerous honors and awards from peers, validating the claim that we are America's top disability firm.

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Reason #4

Why Choose DarrasLaw?

We believe our clients, and we fight hard every day to ensure they are not bullied by billion dollar insurance companies.

Call our experienced, top-rated national disability attorneys at 800-458-4577 or send us an email.

We offer free consultations on all insurance matters, including free policy analysis and free claim help.

Request a Free, Confidential Case Review.