Prudential Disability Insurance Claim Denials

You Can Fight Back Against an Unfair Insurance Benefit Denial

Prudential—along with other billion-dollar disability insurance companies understand they can increase profits by denying legitimate claims or giving policyholders the runaround. Unfortunately, insurance companies act in bad faith more often than one might imagine. By denying disability claims outright or convincing policyholders to settle claims for less money, insurers bank on you not putting up much of a fight. Disability insurers can also delay claims rather than paying them in a timely manner. If you believe Prudential unfairly treated you regarding your individual or employee-sponsored group disability plan, DarrasLaw can help.

If you feel that Prudential is dragging out your claim until you are too sick, too disabled, or too strapped for financial resources to fight back, call DarrasLaw.

Recognizing Insurance Bad Faith

Insurance companies deny claims that do not satisfy reasonable conditions of coverage. All individual and group insurance companies, however, have an obligation to act in good faith. When an individual policyholder files a claim with Prudential, or any disability insurer, the law requires that the insurer manage the claim ethically and lawfully—otherwise known as acting in good faith. This means that insurance companies should not get away with simply looking for ways to avoid paying righteous claims—this unlawful, unethical practice is known as acting in bad faith. Bad faith disability claims and lawsuits can arise in many ways, including, but not limited to:

• Unjustified denials of coverage
• Failure to reasonably investigate a claim
• Failing to make a claim decision within a reasonable amount of time
• Failure to relate relevant information to the claimant (or person filing the claim)
• Paying less than what the policyholder is really entitled to
• Improperly reviewing appeals of disability claim denials by minimizing the evidence

Prudential’s Patchy Claims Past

Insurance companies bank on your decision to not fight back! If your disability insurance company delays or denies your claim, don’t assume that their conduct is lawful. Though insurance companies like Prudential are big and often intimidating, they are not above the law.

At DarrasLaw, we have unmatched litigation and appellate experience in fighting the big disability insurance companies—and winning. We are fully committed to our mission: to serve the disadvantaged and disabled by ensuring they receive what their insurance companies rightfully owe them and in good faith. We are so passionate about this mission we fight the toughest denials in the most difficult jurisdictions all across America. Call us today. Consultations are free, and we can help determine if you should fight back!

Has Prudential Denied Your Disability Claim? Contact DarrasLaw Today!

You may have purchased individual or group disability insurance “just in case” you needed it one day. If your “just in case” is now here, and Prudential is wrongfully delaying or denying your claim for disability insurance benefits, contact DarrasLaw today. Our top-rated disability insurance attorneys and ERISA lawyers help people from all across the United States who were denied disability benefits by Prudential.

To discuss your case with a Prudential disability insurance claim attorney today, call our office at (800) 898-7299 or send us an email through our online contact form. Our seasoned and compassionate bad faith disability insurance attorneys and ERISA lawyers have the skill and experience to take on large insurers at the negotiating table and if necessary beat them in the courtroom.