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$1 Billion In Denied Insurance Benefits Recovered by Frank N. Darras and his Firms
New York Life Group Long-Term Disability Insurance Wrongful Claim Denials

Did New York Life Group Long-Term Disability Insurance Deny Your Claim?

New York Life is a multi-billion dollar insurance company which primarily sells individual and group life, disability, and supplemental insurance policies. Employees, and others associated with organizations that purchase group disability insurance coverage from New York Life, have every legal right to expect that the company will honor its obligations and pay benefits when covered individuals suffer disabling injuries or illnesses.

Unfortunately getting paid does not always happen. Sometimes, a worker who has a valid group long-term disability claim covered by a group policy issued by New York Life gets push-back from the company when seeking their benefits. New York Life might wrongfully deny a valid claim altogether, or it may delay paying causing late payment charges, stained credit or bankruptcy.

New York Life Group Long-Term Disability Insurance DarrasLawIt is illegal for New York Life to wrongfully deny or fight valid group disability insurance claims. Covered workers who have the misfortune of running up against resistance from New York Life often need the help of an experienced group long-term disability claims law firm to obtain their rightful benefits.

DarrasLaw is America’s top disability firm who daily defends those denied their benefits.

About New York Life Group Long-term Disability Insurance

Despite the New York in its name, New York Life issues group long-term disability insurance policies to companies and organizations nationwide, including employers, unions, and “affinity groups” (organized groups of people who share a common characteristic, such as military veterans groups, or school alumni associations). These policies cover group members for disability from injuries or illnesses. Their purpose is to provide a financial backstop to covered individuals who lose their ability to work and earn an income because of a disabling health condition or injury.

The group long-term disability insurance benefits New York Life sells represents a lifeline for covered disabled individuals. Without those long-term group benefits, people covered by a New York Life group long-term disability insurance policy may not have enough money to pay for care, food, or living expenses. Policy holders count on New York Life to honor its legal and contractual obligations to pay long-term group disability benefits when benefits are due.

About Wrongful New York Life Group Long-Term Disability Insurance Claim Denials

In the event of an injury or illness that puts someone out of work and unable to earn a living, New York Life group long-term disability insurance policies should pay benefits quickly and promptly once the injured or ill person makes a valid claim. That is what should happen.

Like any insurance company, New York Life has a strong reason not to pay full, prompt long-term group disability benefits. Unfortunately insurance companies make a profit by holding on to money, not by paying it out.

Too often insurance companies take their need to investigate and confirm the validity of a claim further than necessary. Instead of doing an accurate check of a claim, they cross the line into wrongfully denying valid claims just to save a few dollars – leaving covered individuals in desperate financial straits.

Throughout the United States, it is illegal for any insurance company to wrongfully deny all or part of a valid claim. No matter where you live, the laws of your state prevent New York Life, and any other group long-term disability insurance company, from saying no when you present that company with compelling medical evidence and proof of your legal right to receive group long-term disability benefits.

How an Award-winning Group Long-Term Disability Insurance Claim Attorney at DarrasLaw Can Help

Of course, most people would prefer not to bother with a federal ERISA disability lawsuit. After paying years of benefits, the insured rightfully wants their long-term group benefits paid timely and fairly.

An experienced group long-term disability insurance attorney at DarrasLaw can help them by:

1. Gathering and presenting all of the medical, occupational, vocational and financial evidence you need to support a successful claim, administrative appeal, or federal ERISA lawsuit.

One of the many reasons insurance companies like New York Life often cite (when wrongfully denying all or part of a claim) is that the applicant did not supply enough information to prove they have a legal right to long-term group benefits. At DarrasLaw, our experienced group long-term disability insurance lawyers know exactly what kind of information insurance companies need to substantiate a claim. Our award winning attorneys know how to obtain that proper supportive information, and how to present it to the insurance company or to a court when filing an initial claim application, administrative appeal, or lawsuit in Federal ERISA court for a wrongful claim denial.

2. Negotiating with insurance companies in terms they understand.

Our group long-term disability attorneys know the ins-and-outs of negotiating with gigantic insurance companies like New York Life to convince them to pay the full amount of a claim. Lawyers with litigation and claim experience in group long-term disability matters like ours speak the language of insurance coverage and insurance laws. DarrasLaw know the insured’s legal rights and just how much pressure to apply to the insurance companies to assist in getting a claim paid in full, properly an fairly.

3. Representing disabled insureds in administrative appeals and federal ERISA lawsuits.

Beneficiaries of New York Life group long-term disability insurance policies have the legal rights to an administrative appeal and, when necessary, to take a dispute over a wrongful claim denial to federal court. However, they need experienced stellar legal representation in these proceedings. One misstep at the beginning of the administrative appeal process can doom a claim forever. From the moment an insurance carrier like New York Life wrongfully denies all or part of a claim, covered individuals need the guidance of the top-rated ERISA lawyers at DarrasLaw to make sure they present a full, complete, accurate case at every stage of their administrative appeal and federal ERISA lawsuit.

Call Our Top-rated New York Life Group Long-Term Disability Insurance Lawyers Now

DarrasLaw is America’s top disability law firm representing people covered by group long-term disability insurance policies issued by New York Life and other large insurance companies. Our mission is to make sure those covered by group long-term disability get the benefits they need and deserve when an illness or injury leaves them out of work and unable to pay their bills.

The legal team at DarrasLaw has over 100 years of combined litigation and hard claim experience fighting and beating group long-term disability insurance companies like New York Life. Our founder, Frank N. Darras, and his law firms have recovered almost $1 billion in wrongfully delayed and denied insurance benefits.

Speak with an experienced group long-term disability lawyer and ERISA attorney at DarrasLaw today for a free case analysis and free policy review to see if we can help you recover the long-term group benefits you deserve from New York Life. We provide free disability insurance policy analysis and free insurance case consultations. Moreover, the top-rated individual disability lawyers and ERISA attorneys at DarrasLaw work on contingency. That means you pay nothing unless and until we prevail. We take the financial burden of the legal claim off of you and only collect a percentage of any settlement or judgment plus costs that we win for you after denial or appeal.

You can call us at 800-898-7299 or send us a message about your case.

A Denial Is Not The End

Call 866-538-7797 24/7.
**Please note that we do not handle Social Security Disability cases, but we can help you find a law firm that does. We have affiliates all over the country who specialize in Social Security Disability cases and would be happy to provide a referral upon request.
DarrasLaw is America's Top Disability Firm

Why Choose DarrasLaw?

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Experience

The legal team at DarrasLaw brings more than 100 years of insurance, claims, administrative, and litigation experience to the table. No one has seen more, evaluated more, and resolved more disability insurance problems than DarrasLaw. We have represented every type of disabled policyholder: professional athletes, Hollywood A-listers, medical and legal professionals, teachers, first responders, clergy, union members, and the heart of our practice – blue-collar workers.

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Nationally Recognized

DarrasLaw has a reputation for excellence. Its attorneys, including founder Frank N. Darras, have received countless honors and awards, published hundreds of articles, and been invited to lecture on individual disability insurance, long-term care insurance, and long-term disability nationwide. We are passionate about our practice and it shows.

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Unparalleled Resources

Billion-dollar insurance companies employ an army of lawyers and seemingly bottomless war chests. DarrasLaw has the resources to take on the toughest cases against the biggest carriers. We have recovered nearly $1B in wrongfully denied insurance benefits. We give the ill, injured, and disabled a powerful voice with vigorous national representation.

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Free Claim Assistance

Insurance claim forms are intentionally ambiguous and can be confusing. Don’t underestimate the damage you can do to your claim by making an innocent mistake. Take advantage of our Free Policy Analysis, Free Consultation, and Free Claim Assistance. There is no catch; free really means free.

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Nationwide Representation

DarrasLaw helps disabled policyholders in every state, from every walk of life, recover wrongfully denied insurance benefits. No matter where you live, you can turn to us for help. Lawyers from all over the country refer clients to us and partner with us on their toughest cases. Our national practice allows us to quickly identify and combat new insurance company denial strategies in individual disability insurance, long-term care insurance, and long-term disability claims.

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Our Clients Love Us

It’s our honor to represent chronically ill, injured, and disabled policyholders. We are passionate about helping them recover wrongfully denied or unreasonably delayed insurance benefits. We encourage you to read and hear what they say about us.

Why Choose DarrasLaw?

Experience

The legal team at DarrasLaw brings more than 100 years of insurance, claims, administrative, and litigation experience to the table. No one has seen more, evaluated more, and resolved more disability insurance problems than DarrasLaw. We have represented every type of disabled policyholder: professional athletes, Hollywood A-listers, medical and legal professionals, teachers, first responders, clergy, union members, and the heart of our practice – blue-collar workers.

View More Reasons

DarrasLaw has a reputation for excellence. Its attorneys, including founder Frank N. Darras, have received countless honors and awards, published hundreds of articles, and been invited to lecture on individual disability insurance, long-term care insurance, and long-term disability nationwide. We are passionate about our practice and it shows.

Our Awards

Billion-dollar insurance companies employ an army of lawyers and seemingly bottomless war chests. DarrasLaw has the resources to take on the toughest cases against the biggest carriers. We have recovered nearly $1B in wrongfully denied insurance benefits. We give the ill, injured, and disabled a powerful voice with vigorous national representation.

View More Reasons

Insurance claim forms are intentionally ambiguous and can be confusing. Don’t underestimate the damage you can do to your claim by making an innocent mistake. Take advantage of our Free Policy Analysis, Free Consultation, and Free Claim Assistance. There is no catch; free really means free.

View More Reasons

DarrasLaw helps disabled policyholders in every state, from every walk of life, recover wrongfully denied insurance benefits. No matter where you live, you can turn to us for help. Lawyers from all over the country refer clients to us and partner with us on their toughest cases. Our national practice allows us to quickly identify and combat new insurance company denial strategies in individual disability insurance, long-term care insurance, and long-term disability claims.

View More Reasons

It’s our honor to represent chronically ill, injured, and disabled policyholders. We are passionate about helping them recover wrongfully denied or unreasonably delayed insurance benefits. We encourage you to read and hear what they say about us.

View More Testimonials
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What Our Clients Say

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I think Frank Darras was just absolutely brilliant. He didn't miss one detail of the case. In the end we were successful. It happened for us that it was a financial victory and a moral victory. -Engineer
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DarrasLaw did a great job for me... I highly recommend them to resolve your issues because they can do it.
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Getting help means calling the right attorney...and the right attorney will be Frank Darras.
Call DarrasLaw Now for a Free Case Review Call 866-538-7797 24/7! Getting the disability insurance benefits you deserve starts with making one phone call to America's leading long-term disability law firm. Put a proven long-term disability lawyer on your side today.