TYPES OF DISABILITIES

"Our disabled clients have literally fallen to the very bottom of their life. They’ve been beaten up, worn down, and starved out by their insurance companies. They’ve got an insurance policy that’s supposed to pay benefits, but the claim forms are confusing.” "The insurance company wants to go get them examined. They want tax returns. They want more documents. They’re literally overwhelmed and they need our help now."

“I think the difference at DarrasLaw is that we’ve really earned the respect of the industry. We have over 100 years of hard fought insurance and litigation experience. They know we’ve been to the home office. We’ve deposed everybody there is, at every major insurance company, over the last 30 years. That’s certainly earned the respect of their general counsel, their national trial counsel, defense counsel.” “And that’s important because when you litigate, you’d like somebody to respect you and respect your lawyer, and that’s really, really important. We have left the other side with their dignity and they respect our clients. Last, we have unparallelled resources. We know how to get the insurance company to buckle and to make sure that they’re accountable and responsible for what they did.”

“Oftentimes, it’s really difficult to decide when you’re really disabled. It’s no problem if you’re hurt in an accident. That’s easy. It’s the day of the accident.” “But when you’ve got a progressive sickness, sometimes we see it a lot with doctors. They give away the big surgeries. They let the younger associates take over the surgical responsibilities. And by the time they get ready to file a year or two later, they’re left with the strains and sprains or pre and post-op follow-up care and treatment duties, and the carrier doesn’t have a very clear picture of your true occupation.”

When it comes to insurance, we're often told we're in good hands. And we know better. Our insurance company is going to take advantage of any confusion or ambiguity. Whether you're buying a policy and you need some help understanding the features or the advantages or the benefits, we offer that free policy analysis. Two, you've got a policy, you're not sure that you're ready to file a claim, but you need some help in understanding how to properly fill out a claim form so you won't get delayed or wrongfully denied. Or you're on claim and now the carrier says, we want to come out and have a field visit with you, we want to send you to an independent medical exam, or we want to get a functional capacity evaluation.