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We've Recovered Nearly
$1 BILLION
In Wrongfully Denied Insurance Benefits

We have fought and earned the respect of every insurance carrier and their army of lawyers because they know we passionately believe in our clients. Our clients will not be bullied by billion dollar insurance companies.

Top Disability Lawyer in America

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More Than 100 Years of Disability Insurance, Claims, Administrative, and Litigation Experience.

Experienced and Top-Rated National Disability Lawyers

Led by the top disability lawyer in America, founding partner Frank N. Darras, the legal team at DarrasLaw spends every day extending a helping hand to the disabled and the disadvantaged. DarrasLaw brings more than 100 years of insurance industry claims and experience in hard-fought litigation to individual disability insurance, long-term care insurance, and long-term disability cases. Our attorneys have recovered a lifetime total of nearly $1 Billion in wrongfully denied insurance benefits, stopping the insurance industry from trampling those that they should be protecting.

If you have recently become disabled and need help filing your claim, or if you have already been delayed or unreasonably denied by your disability insurer, our expert lawyers are here to make a difference.

Helping the disabled from coast to coast.

DarrasLaw resolves more cases in a year than many disability insurance firms handle in their lifetime. We represent people with disabling conditions of all kinds and with claims of all sizes. All of our clients receive personal attention and a singular focus; your case is our priority. We have taken on every major disability insurance company. While we think our stellar results speak for themselves, we’re happy to have testimonials from our satisfied clients.

Why Choose DarrasLaw?

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Experience

The experienced legal team at DarrasLaw brings more than 100 years of insurance, claims, administrative, and litigation experience to the table. No one has seen more, evaluated more, and resolved more disability insurance problems than DarrasLaw. We have represented every type of disabled policyholder: professional athletes, Hollywood A-listers, medical and legal professionals, teachers, first responders, clergy, union members, and the heart of our practice – blue-collar workers.

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Nationally Recognized

DarrasLaw has a reputation for excellence. Its attorneys, including founder Frank N. Darras, have received countless honors and awards, published hundreds of articles, and been invited to lecture on individual disability insurance, long-term care insurance, and long-term disability nationwide. We are passionate about our practice and it shows.

Our Awards
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Unparalleled Resources

Billion-dollar insurance companies employ an army of lawyers and seemingly bottomless war chests. DarrasLaw has the resources to take on the toughest cases against the biggest carriers. We have recovered nearly $1B in wrongfully denied insurance benefits. We give the ill, injured, and disabled a powerful voice with vigorous national representation.

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Free Claim Assistance

Insurance claim forms are intentionally ambiguous and can be confusing. Don’t underestimate the damage you can do to your claim by making an innocent mistake. Take advantage of our Free Policy Analysis, Free Consultation, and Free Claim Assistance. There is no catch; free really means free.

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Nationwide Representation

DarrasLaw helps disabled policyholders in every state, from every walk of life, recover wrongfully denied insurance benefits. No matter where you live, you can turn to us for help. Lawyers from all over the country refer clients to us and partner with us on their toughest cases. Our national practice allows us to quickly identify and combat new insurance company denial strategies in individual disability insurance, long-term care insurance, and long-term disability claims.

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Our Clients Love Us

It’s our honor to represent chronically ill, injured, and disabled policyholders. We are passionate about helping them recover wrongfully denied or unreasonably delayed insurance benefits. We encourage you to read and hear what they say about us.

View Our Testimonials

Why Choose DarrasLaw?

Experience

The legal team at DarrasLaw brings more than 100 years of insurance, claims, administrative, and litigation experience to the table. No one has seen more, evaluated more, and resolved more disability insurance problems than DarrasLaw. We have represented every type of disabled policyholder: professional athletes, Hollywood A-listers, medical and legal professionals, teachers, first responders, clergy, union members, and the heart of our practice – blue-collar workers.

View More Reasons

DarrasLaw has a reputation for excellence. Its attorneys, including founder Frank N. Darras, have received countless honors and awards, published hundreds of articles, and been invited to lecture on individual disability insurance, long-term care insurance, and long-term disability nationwide. We are passionate about our practice and it shows.

Our Awards

Billion-dollar insurance companies employ an army of lawyers and seemingly bottomless war chests. DarrasLaw has the resources to take on the toughest cases against the biggest carriers. We have recovered nearly $1B in wrongfully denied insurance benefits. We give the ill, injured, and disabled a powerful voice with vigorous national representation.

View More Reasons

Insurance claim forms are intentionally ambiguous and can be confusing. Don’t underestimate the damage you can do to your claim by making an innocent mistake. Take advantage of our Free Policy Analysis, Free Consultation, and Free Claim Assistance. There is no catch; free really means free.

View More Reasons

DarrasLaw helps disabled policyholders in every state, from every walk of life, recover wrongfully denied insurance benefits. No matter where you live, you can turn to us for help. Lawyers from all over the country refer clients to us and partner with us on their toughest cases. Our national practice allows us to quickly identify and combat new insurance company denial strategies in individual disability insurance, long-term care insurance, and long-term disability claims.

View More Reasons

It’s our honor to represent chronically ill, injured, and disabled policyholders. We are passionate about helping them recover wrongfully denied or unreasonably delayed insurance benefits. We encourage you to read and hear what they say about us.

View More Testimonials

Testimonials

What Our Clients Say
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Nurse
Testimonial

DarrasLaw was the answers to my prayers. I am grateful for the way they handled my case.

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Engineer
Testimonial

I think Frank Darras was just absolutely brilliant. He didn't miss one detail of the case. In the end we were successful. It happened for us that it was a financial victory and a moral victory.

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Graphic Artist
Testimonial

I would like to say to any potential client that if you feel as though no one is listening to you and you are being runaround by your insurance companies. I can't recommend DarrasLaw highly enough.

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Paralegal
Testimonial

Getting help means calling the right attorney...and the right attorney will be Frank Darras.

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Manufacturer
Testimonial

DarrasLaw did a great job for me... I highly recommend them to resolve your issues because they can do it.

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We have countless testimonials from our happy clients.
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How We Help

Our Practice Areas

Individual Disability Insurance Litigation

Do you simply want to understand what your policy means and what you are entitled to? Have you only recently become disabled and need help filing a claim? Have you already filed a claim and been run over by the insurance company? Let us extend a helping hand.

Individual Disability Insurance Litigation

Do you simply want to understand what your policy means and what you are entitled to? Have you only recently become disabled and need help filing a claim? Have you already filed a claim and been run over by the insurance company? Let us extend a helping hand.

Group Long-Term Disability "LTD"

While individual insurance is issued to a single person, group disability insurance is, as the name implies, issued to a group of people. More often than not, that group is made up of employees working for the same employer.

ERISA Litigation and Appeals

ERISA law provides you with rights and insurance companies with obligations. Unfortunately, that does not stop insurance companies from doing everything they can to keep your benefits in their pockets instead of using it to pay claims.

Long-Term Care ("LTC")

Needing long-term care is a difficult change for any individual or family. No one should have to suffer the added insult of being denied the long-term care insurance benefits they paid for and rightfully deserve.

Life Insurance Litigation

Who We Are
Who We Are

Our Attorneys

Frank N. Darras

Frank Darras has dedicated his life to helping the sick, disabled, and elderly recover their unreasonably delayed and wrongfully denied disability insurance benefits.

He has seen, evaluated, litigated, and resolved more disability and long-term care cases than any firm in the United States. Darras’ tireless work advocating for the disabled has led to stellar results for his clients and earned him the respect of the insurance industry. His firm DarrasLaw has recovered nearly $1 billion in wrongfully denied insurance benefits, placing the firm in a disability league of it's own.

Learn More About Frank N. Darras
Who We Are

Our Attorneys

Frank N. Darras

Frank Darras has dedicated his life to helping the sick, disabled, and elderly recover their unreasonably delayed and wrongfully denied disability insurance benefits.

He has seen, evaluated, litigated, and resolved more disability and long-term care cases than any firm in the United States. Darras’ tireless work advocating for the disabled has led to stellar results for his clients and earned him the respect of the insurance industry. His firm DarrasLaw has recovered $800 million in wrongfully denied insurance benefits, placing the firm in a disability league of its own.

Learn More About Frank N. Darras
Who We Are

Our Attorneys

Susan B. Grabarsky

Susan B. Grabarsky represents individual and group policyholders in disability, health, property, casualty, and business insurance bad faith actions. Ms. Grabarsky also handles cases on behalf of patients who have been subjected to unreasonable delay in medical treatment or denial of authorization for specialized surgical procedures. Ms. Grabarsky’s expertise is based on her nine years of experience as a cost-containment analyst for major insurance companies and large self-insured employers in California.

Learn More About Susan Grabarsky
Who We Are

Our Attorneys

Heather Gardner

Heather Conner represents policyholders in individual disability, ERISA short-term and long-term disability and long-term care actions. Ms. Gardner prepares clients’ administrative appeals in their ERISA claims in an attempt to restore clients’ benefits without the need for litigation. In addition, Ms. Gardner works with Frank Darras on complex individual disability and ERISA litigation matters.

Learn More About Heather Gardnerr
Who We Are

Our Attorneys

Phillip S. Bather

Phillip S. Bather represents insurance policyholders in disability bad faith and ERISA short and long-term disability actions. Mr. Bather reviews new client referrals and meets with policyholders to assist and evaluate their potential actions against individual or group insurance carriers. His expertise includes ERISA administrative appeals, representing claimants to reverse their previously denied or terminated benefits.

Learn More About Phillip S. Bather
Our Awards and Recognitions

The Best of the Best

DarrasLaw's attorneys, including founder Frank N. Darras, have received numerous honors and awards from peers, validating the claim that we are America's top disability firm.

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In the media

Article & Media Contributions

Frank Darras is often quoted in major media, is a regular guest on radio shows, and has been in feature articles in Smart Money, USA Today, the New York Times, Wall Street Journal, the Los Angeles Times, and featured on news programs including Fox Business, ABC News, CBS News, NBC, and others.

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What Kind of Disability Issues Are People Facing?

"Our disabled clients have literally fallen to the very bottom of their life. They’ve been beaten up, worn down, and starved out by their insurance companies. They’ve got an insurance policy that’s supposed to pay benefits, but the claim forms are confusing.” "The insurance company wants to go get them examined. They want tax returns. They want more documents. They’re literally overwhelmed and they need our help now."

Learn More
What Kind of Disability Issues Are People Facing?

"Our disabled clients have literally fallen to the very bottom of their life. They’ve been beaten up, worn down, and starved out by their insurance companies. They’ve got an insurance policy that’s supposed to pay benefits, but the claim forms are confusing.” "The insurance company wants to go get them examined. They want tax returns. They want more documents. They’re literally overwhelmed and they need our help now."

Learn More
What Sets DarrasLaw Apart In The Field of Disability Law?

“I think the difference at DarrasLaw is that we’ve really earned the respect of the industry. We have over 100 years of hard fought insurance and litigation experience. They know we’ve been to the home office. We’ve deposed everybody there is, at every major insurance company, over the last 30 years. That’s certainly earned the respect of their general counsel, their national trial counsel, defense counsel.” “And that’s important because when you litigate, you’d like somebody to respect you and respect your lawyer, and that’s really, really important. We have left the other side with their dignity and they respect our clients. Last, we have unparallelled resources. We know how to get the insurance company to buckle and to make sure that they’re accountable and responsible for what they did.”

Learn More
What Do I Need To Think About Before I Request Claim Forms?

“Oftentimes, it’s really difficult to decide when you’re really disabled. It’s no problem if you’re hurt in an accident. That’s easy. It’s the day of the accident.” “But when you’ve got a progressive sickness, sometimes we see it a lot with doctors. They give away the big surgeries. They let the younger associates take over the surgical responsibilities. And by the time they get ready to file a year or two later, they’re left with the strains and sprains or pre and post-op follow-up care and treatment duties, and the carrier doesn’t have a very clear picture of your true occupation.”

Learn More
Why Do You Need an Attorney for a Disability Insurance Claim?

When it comes to insurance, we're often told we're in good hands. And we know better. Our insurance company is going to take advantage of any confusion or ambiguity. Whether you're buying a policy and you need some help understanding the features or the advantages or the benefits, we offer that free policy analysis. Two, you've got a policy, you're not sure that you're ready to file a claim, but you need some help in understanding how to properly fill out a claim form so you won't get delayed or wrongfully denied. Or you're on claim and now the carrier says, we want to come out and have a field visit with you, we want to send you to an independent medical exam, or we want to get a functional capacity evaluation.

Learn More
The Best of the Best
08 Answers to Your Questions

What Kind of Disability Issues Are People Facing?

"Our disabled clients have literally fallen to the very bottom of their life. They’ve been beaten up, worn down, and starved out by their insurance companies. They’ve got an insurance policy that’s supposed to pay benefits, but the claim forms are confusing.” "The insurance company wants to go get them examined. They want tax returns. They want more documents. They’re literally overwhelmed and they need our help now."

Learn More
What Sets DarrasLaw Apart In The Field of Disability Law?

“I think the difference at DarrasLaw is that we’ve really earned the respect of the industry. We have over 100 years of hard fought insurance and litigation experience. They know we’ve been to the home office. We’ve deposed everybody there is, at every major insurance company, over the last 30 years. That’s certainly earned the respect of their general counsel, their national trial counsel, defense counsel.” “And that’s important because when you litigate, you’d like somebody to respect you and respect your lawyer, and that’s really, really important. We have left the other side with their dignity and they respect our clients. Last, we have unparallelled resources. We know how to get the insurance company to buckle and to make sure that they’re accountable and responsible for what they did.”

Learn More
What Do I Need To Think About Before I Request Claim Forms?

“Oftentimes, it’s really difficult to decide when you’re really disabled. It’s no problem if you’re hurt in an accident. That’s easy. It’s the day of the accident.” “But when you’ve got a progressive sickness, sometimes we see it a lot with doctors. They give away the big surgeries. They let the younger associates take over the surgical responsibilities. And by the time they get ready to file a year or two later, they’re left with the strains and sprains or pre and post-op follow-up care and treatment duties, and the carrier doesn’t have a very clear picture of your true occupation.”

Learn More
Why Do You Need an Attorney for a Disability Insurance Claim?

When it comes to insurance, we're often told we're in good hands. And we know better. Our insurance company is going to take advantage of any confusion or ambiguity. Whether you're buying a policy and you need some help understanding the features or the advantages or the benefits, we offer that free policy analysis. Two, you've got a policy, you're not sure that you're ready to file a claim, but you need some help in understanding how to properly fill out a claim form so you won't get delayed or wrongfully denied. Or you're on claim and now the carrier says, we want to come out and have a field visit with you, we want to send you to an independent medical exam, or we want to get a functional capacity evaluation.

Learn More
Call our experienced, top-rated national disability attorneys at 800-458-4577 or send us an email.

We offer free consultations on all insurance matters, including free policy analysis and free claim help.

Request a Free, Confidential Case Review.