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Mental Disability and Chemical Disability Claims

A mental disability such as depression, post-traumatic stress disorder (PTSD) or an anxiety disorder can prevent you from working, as can an alcohol or drug dependency problem. Despite this fact, insurance companies routinely deny mental disability and chemical dependency claims. Even if your claim is approved, payment of benefits for a mental disability or chemical dependency problem may be limited to 24 months. If your claim has been denied, or you face the termination of your benefits, you should speak with an experienced disability claim lawyer as soon as possible.

DarrasLaw is a nationally recognized disability law firm with a record of success in cases involving disabling mental conditions, drug dependency and alcohol dependency. We understand how to work with physicians, psychologists and other medical professionals to perfect disability claims and help our clients obtain the benefits they deserve. When you retain us to represent you, we will seek to obtain benefits for you in a timely, efficient and cost-effective manner.

Proactive Representation in Disability Claim Cases

When it comes to processing disability claims, each insurance company has its own “personality” and procedures. This is particularly so in cases involving mental disability and chemical dependency claims.

Before you submit a disability claim, speak with one of our attorneys. We are familiar with the procedures and personalities of the different insurance companies, and our firm can assist you in the preparation of your individual disability claim application. This may enable you to avoid fatal mistakes in your application that could result in a claim denial.

Mental Disability Claim Denials

If your claim has been denied, you may still be able to obtain disability benefits. Our law firm will carefully review your case. We will assist you and your treating doctors so that your restrictions and limitations are clear to the insurance company. We will also examine your medical records for any physical disability that could extend your benefits beyond the 24-month limit.

Free Consultation With a Compassionate and Understanding Attorney

Contact DarrasLaw for a free consultation about a mental disability or chemical dependency claim. We will gladly speak with you, your care provider, or a trusted friend or family member who may be assisting you at this difficult time in your life. We understand that people with mental and chemical dependency problems are ill-equipped to deal with complicated disability claims. One of our experienced disability lawyers may be able to help.

Reason #4

Why Choose DarrasLaw?

We believe our clients, and we fight hard every day to ensure they are not bullied by billion dollar insurance companies.

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

Request a Free, Confidential Case Review.