fbpx
Talk To A Disability Lawyer Now
(800) 898-7299
Helping Unum Claimants From Coast to Coast
We've Recovered Nearly $1 BILLION In Wrongfully Denied Insurance Benefits

Nationally recognized

DarrasLaw has a reputation for excellence. Its attorneys have received countless awards, published hundreds of articles, & been invited to lecture on types of disability insurance.

Experience Matters

Our legal team brings over 100 years of insurance, claims & litigation experience to the table. No one has seen more, evaluated more, & resolved more disability insurance problems than us.

Our Clients Love Us

It’s our honor to represent chronically ill, injured, and disabled policyholders. We are passionate about helping them recover wrongfully denied or unreasonably delayed insurance benefits.

Our Clients Will Not Be Bullied By Billion Dollar Insurance Companies

Hartford Insurance Claim Denials Attorney

Professional Hartford Insurance Claim Denial Attorneys Serving Claimants Across the US

Hartford Insurance Claim Denials AttorneysIf you experienced injury or illness due to a work-related incident, the last thing you need is to worry about your finances. Struggling to pay medical costs and bills while away from work shouldn’t be a factor in your healing process. However, workers’ compensation does not cover some problems that develop from injury or sickness. The following will strive to provide a brief explanation of how workers’ compensation works at an insurance company like The Hartford Financial Services Group, and what remedies you have if the process fails you. Our Hartford insurance claim denials attorney is also here to help you through the process. You do not have to go through this alone.

How The Hartford Handles Claims

If Hartford is your employer’s workers’ compensation carrier, they will advise the employer what to do if you are injured or become sick due to work. They represent your employer because they pay the premiums.

The first thing they’ll advise is to get you immediate care, provided that the provider is in the network of workers’ compensation specialists. As you receive the care you need, the employer files the claim.

The employer has a timeframe to file a claim, mandated by the state where the workplace incident occurred. Once the claim is filed, Hartford will contact the employer to notify them of the available coverage that the state and policy will allow.

At this point, the employer gets a claim number to give to you to provide the claim number to any medical provider rather than using your medical insurance.

Employees do not need to prove that their employers are liable or at fault to receive compensation.

They only have to exist in these parameters:

  • The injured person is an employee of the business.
  • The employee’s injuries or sickness were due to job-related responsibilities.
  • The employee was injured at the location of the workplace.
  • The employee’s sickness was produced because of the nature of the employment.

What Worker’s Compensation Does Not Cover

Although medical bills and wage loss are covered under workers’ comp, pain and suffering are not. Accepting workers’ compensation gives up the right to sue your employer for any additional costs related to your work injury or sickness.

Psychological issues stemming from your physical work injury and pain can result in extra compensation under workers’ comp. For example, if depression or sleeplessness occurs because of the pain, workers’ compensation may cover this.

Contact Our Hartford Insurance Claim Denials Attorney Today

If you think you need additional workers’ compensation payments but are not sure if you’re entitled, consult our Hartford insurance claim denials attorney at DarrasLaw for advice on how to proceed.

Our Promises To Our Clients

Houston Expungement Lawyer

Disability Tips

10 Important Questions To Ask Before You Hire A Disability Law Firm

Reason #1

Why Choose DarrasLaw?

We are the most awarded disability law firm in the nation. Insurance companies will not pay full value of a case if they don't respect the law firm representing you.

Testimonials

What Our Clients Say
previous
next
Nurse
Testimonial
★★★★★

DarrasLaw was the answer to my prayers. I am grateful for the way they handled my case.

Read More
Engineer
Testimonial
★★★★★

I think Frank Darras was just absolutely brilliant. He didn't miss one detail of the case. In the end, we were successful. It happened for us that it was a financial victory and a moral victory.

Read More
Graphic Artist
Testimonial
★★★★★

I would like to say to any potential client that if you feel as though no one is listening to you and you are being run around by your insurance companies. I can't recommend DarrasLaw highly enough.

Read More
Paralegal
Testimonial
★★★★★

Getting help means calling the right attorney...and the right attorney will be Frank Darras.

Read More
Manufacturer
Testimonial
★★★★★

DarrasLaw did a great job for me... I highly recommend them to resolve your issues because they can do it.

Read More
logo
View More Testimonials
We have countless testimonials from our happy clients.
View all testimonials
View All Testimonials greenarrow

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

Request a Free, Confidential Case Review.