Aetna Insurance Individual and Group Disability Claim Denials

Was Your Aetna Claim Delayed, Denied, or Devalued?

Insurance companies win when you don’t fight back! In any one year, Aetna collects more than $30 billion dollars in premium revenue. Unfortunately, despite what seems like a clear financial ability to pay valid disability claims, Aetna—and other big insurance companies—continue to delay and deny coverage. If you submitted a claim for disability insurance benefits to Aetna and were delayed or denied at either the initial stage or after an appeal, you are not alone. DarrasLaw is here to help.

Aetna—and other huge disability insurance carriers—understand that they can often increase profits by denying legitimate claims or by giving policyholders the eternal runaround. Unfortunately, insurance companies act in bad faith more often than you might imagine. By denying valid disability claims outright or convincing policyholders to settle claims for less money, insurers bank on you not putting up much of a fight. If you believe Aetna has unfairly treated you, we are here to help.

Aetna Is Delaying My Claim- What Do I Do?

It is a common misconception that insurance companies make the bulk of their money from the premiums that policyholders pay monthly or annually. In truth, insurance companies often invest your money and the money of other premium-paying policyholders, in ways that allow them to make even more money. Ultimately, the money that insurance companies payout is a fraction of what they receive, and the premiums paid by policyholders are only a fraction of the revenue these companies earn.

What this means for you is that disability insurance companies can profit from delaying claims. While each individual claim may only account for a fraction of the money against an insurer’s reserve, these claims add up. If insurance companies paid all legitimate claims in a timely way, they would have less money to invest in other ventures and, thereby, lose or make less money. By delaying legitimate claims using various arbitrary and capricious tactics, insurance companies can seek to hold onto your benefits. Experienced disability insurance delay lawyers can help ensure that Aetna—or any other disability insurance company—doesn’t play these games with you. Please contact an experienced disability insurance lawyer or ERISA attorney today, if you feel that Aetna is delaying your claims unreasonably.

At DarrasLaw, we have recovered nearly $1 billion in disability insurance benefits on behalf of individuals just like you, who thought they were protected only to be gamed by their insurer.

Contact our top-rated law firm online today or at (800) 898-7299 for immediate help with your Aetna disability claim.