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Getting disability insurance for 'self-reported' conditions

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Many people who file disability claims have conditions that are verifiable through medical testing such as blood tests, x-rays, scans and biopsies. However, "self-reported" disabilities can be more difficult to prove to the satisfaction of disability insurance companies.

According to the National Institute of Neurological Disorders and Stroke, which is part of the National Institutes of Health, chronic pain can result from an injury or a condition like arthritis, cancer or nerve damage. However, some people have what is called "psychogenic pain," where there is no underlying cause or even evidence of damage to the body. Chronic pain can last for months or even years.

Conditions like chronic pain syndrome, fibromyalgia and chronic fatigue syndrome can be debilitating. They can leave people weak, exhausted, in constant pain and unable to work. Fortunately, there are treatments, medications and therapies that can help people with chronic pain conditions.

However, as the NINDS notes, the causes of the pain have to be understood before it can be alleviated. In some cases, sufferers have more than one chronic pain condition.

Our attorneys have experience helping people throughout the country with self-reported conditions whose claims have been wrongfully denied. We know that these conditions are very real and can be truly debilitating. We work with our clients, their doctors and other medical experts to obtain the kind of medical evidence needed to support their claims.

We offer free consultations. Therefore, if your claim for a chronic pain or other self-reported condition such as mental illness has been denied, we can discuss your case and determine whether we can help you get the disability insurance you need to support yourself and your family as you work to heal.

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