Have you filed a claim for benefits through your individual disability insurance policy, only to have your claim denied? At DarrasLaw, America’s top disability firm, we help people like you nationwide every day. We have recovered nearly $1 billion in wrongfully denied insurance benefits. You can be confident that we can help you get the benefits you need.
Understanding Why Your Claim Was Denied
If you are like most disability insurance policyholders, you were surprised by the claim denial. You paid the premiums for your policy as agreed. You expected to receive your benefits as agreed. Unfortunately, with more than 100 years of experience handling these matters, our lawyers are never surprised by denied individual disability claims.
The reality is that insurance companies are big businesses. They got big not by handing money out to policyholders, but by keeping it for themselves. They look for every opportunity to deny claims, coming up with new tactics on an almost daily basis. The fact that we spend every day handling claim denials across the country means we can spot new tactics and immediately come up with ways of overcoming them.
Claim denials may be the result of incomplete paperwork. Medical documentation that simply states you have a disabling condition may not be enough. Documentation must explain the disability and why it prevents you from working. Failure to provide medical documentation that meets the insurance company’s needs is a common reason for denial.
This Is Not the End of the Road
If your individual disability claim has been denied, this is not the end of the road. There is an individual disability appeals process. We are experts at navigating this process in order to help you get all of the benefits you are entitled to as soon as possible.