You Can Fight Back Against An Unfair Prudential Disability Benefit Denial
Prudential Insurance earned No. 72 on the Fortune 500 list for 2014, in part by generating $41.47 billion in revenue. Many began questioning how Prudential earned its impressive financials after it recently settled a class action for nearly $40 million. The lawsuit alleged that Prudential failed to pay death benefits to military service members and family members in a lump sum, as required by federal law.
If you feel that Prudential is dragging out your claim until you are too sick or too disabled to fight back or no longer have the financial resources, call DarrasLaw. We offer a free consultation and will fight for you after a wrongful denial of benefits by Prudential.
DarrasLaw is The Nation’s Top Disability Law Firm. We have seen more, evaluated more and resolved more individual and long term disability cases than any other firm in the United States. We have recovered nearly $1 billion in unpaid insurance benefits on behalf of our clients. We are here to help you if your valid claim for disability benefits was improperly denied by Prudential or another disability insurance company. Call 800-458-4577 for immediate help, today.
Did You Receive A Claim Denial Letter From Prudential?
An initial denial from Prudential is, unfortunately, not uncommon. If your claim for disability benefits was initially denied, you have the right to appeal. If your group disability appeal is denied, you may have the right to file a federal lawsuit under ERISA. If Prudential acted in bad faith in denying your individual disability claim, you may grounds for a lawsuit.
Prudential, like all insurers, has an obligation to deal with you fairly and in good faith. Examples of actions by Prudential and its disability claims investigators that may be a precursor to a wrongful denial of disability benefits include:
- Requests to complete endless paperwork that ‘was never received’ multiple times
- Delays in determining your right to benefits because medical records were never received and you were told it was your responsibility to collect them
- Failure to fully and fairly review your medical evidence of disability
- Denial of coverage because of an undisclosed or pre-existing condition
- Switch in claim representatives leads to a quick denial after being paid
- An incorrect notice of overpayment after you received disability benefits from Prudential
- Denied continuing benefits after an initial approval and payment of disability benefits due to minimizing your medical conditions
A rejection of your claim for disability benefits by The Prudential Insurance Company of America is not the end of the road. As an insured under a private disability insurance policy or a group disability policy, typically provided by an employer, you have the right to appeal an initial denial of benefits.
The bottom line is that you have options. At DarrasLaw, we can help you evaluate your options and take action on the one most appropriate.
Were You Denied Needed Prudential Disability Benefits?
You may have purchased disability insurance ‘just in case’ you needed it one day. If your ‘just in case’ is now here and Prudential is wrongfully denying your claim for disability benefits, contact DarrasLaw today. Our disability attorneys represent individuals across the United States who have been denied needed disability benefits by Prudential. If you are considering taking out a long term disability policy through Prudential, contact our firm for a free policy analysis.