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Your source for the latest health, disability and insurance news and tips.

Can an employee suffer too many job-related injuries?

Maryanne Grande, a practicing registered nurse since 1985, worked at Saint Clare's Hospital in Denville, NJ for ten years. Grande was assigned to a unit where half of the patients were stroke victims that required assistance with washing, bathing, dressing, walking and other daily activities.

During Grande’s tenure, she suffered what would be multiple work-related injuries that resulted in her taking approximately one year of leave time.

Mitigating the professional risks elite college athletes take

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College athletes expertly balance rigorous and competitive sports schedules with full academic curriculums. Since some athletes expect or hope to play in professional leagues, their college life is extremely hardworking and demanding. Pressure mounts for athletes the moment scouts show up to any athletic event. For example, at a football game, the dynamic changes for the player from achieving an academic diploma to the possibility of pursuing their professional dreams.

Many players were considered prodigies and started their careers as young children. As athletes prepared for college, they heard the stories of elite competitors at the cusp of a multi-million dollar careers, only to go down in injury in a Bowl game. Also, with NFL careers shortening, rookie contracts may very well be both the first and last formal agreements they signed with a professional team.

Does Macy's workplace wellness program violate ERISA?

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Wellness programs provide employees the opportunity to take proactive steps in improving health and well-being. These programs can be included in a health plan, or offered separately. Regardless of how the benefit is obtained, employees can use the platforms to increase their health and work productivity.

However, employers must recognize that ongoing wellness program management requires strict adherence to the federal law called Employee Retirement Income Security Act (ERISA).

What Do Fish Stories Have To Do With Disability Benefits?

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Fish stories.
 
Prominent fishing guide and angler Billy Swan is facing serious allegations of being less than forthcoming when it comes to his on-the-water exploits. A federal grand jury charged him with wire fraud, mail fraud for allegedly filing false documents with the Social Security Administration (SSA), Social Security fraud, and perjury for allegedly lying under oath to an administrative-law judge. 

The Face of Disability in the United States

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Every year, the U.S. Bureau of Labor Statistics collects data on persons with disabilities from the Current Population Survey (CPS). The information comes from a monthly sample of approximately 60,000 households in the United States. Breakdowns are based on gender and age, along with employment status. 

Their annual study for 2016 revealed that if disabled and non-disabled persons are divided into two groups, the disabled group would have a higher average age. nearly half of the disabled are 65 years old while people without a disability in the same age group accounted for 15 percent. Data also revealed that women were more likely to be disabled than men. 

Insurance Companies Face Lawsuits Over Unscrupulous Practices

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Legal disputes sometimes arise from dissatisfied customers of large, high-profile insurance companies. For example, Blue Cross Blue Shield of Michigan recently experienced a number of unhappy clients who pursued legal recourse. Over the past week, the business additionally faced another round of lawsuits with accusations of violating the Employee Retirement Income Service Act (ERISA). 

A total of 30 federal lawsuits filed between August 9 and 11 allege that Blue Cross hatched a scheme to improve the company's financial position. According to the suit, the supposed plot wanted to add surcharges to existing health plan fees. Following pushback and a loss of business for what became an unpopular move, Blue Cross concealed the markups from customers. 

What states have the most Americans on disability?

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In 2015, more than 10 million Americans between the ages 18 to 64 received a combined $11.4 billion in monthly disability benefits. While the average check amounts are similar, state-to-state numbers of participants vary significantly, ranging from 8 percent in West Virginia to 2.8 percent in Hawaii.

Nearly 8.9 million out of the 10.2 million recipients of the benefit suffer a disabling illness or injury. The remaining beneficiaries are minors and children of disabled workers, disabled adults dependent on their parents, disabled widows and widowers, and disabled spouses.