The first step is to understand what your policy means and what you are entitled to. This is no simple task. Perhaps you have tried to make your way through the small print on your own, only to find your head spinning as you tried to grasp the meaning of it all. That is the insurance company’s intent. The small print is there for it to hide behind. In reality, only the most highly trained experts are able to decipher the meaning of individual disability policies.
At DarrasLaw, America’s top disability firm, our attorneys have more than 100 years of experience decoding the small print in individual disability insurance policies. We will analyze your policy, tell you what it means and what you are entitled to. And we will do it for free.
It is a different way to practice law, but when you get expert insurance advice for free, we know you are going to tell a friend.
Reviewing All Aspects of Your Disability Insurance Policy — For Free
Do you have an individual disability insurance policy or group disability insurance through your employer? This is an important distinction to make, because different rules apply to different types of policies. Other aspects of your policy and your situation we will review include:
- Total versus residual disability analysis
- Own occupation versus any gainful occupation
- Mental and nervous disability benefit limitations
- Self-reported conditions benefit limitations
- Offset analysis
Do not worry if any of this terminology is new to you. As part of our analysis, we will explain what everything means to you in your situation. We will help you understand what you are entitled to and your options for moving forward. That is what we are here for.