Nurses are being required to work longer hours, more shifts, and do more lifting. It is an epidemic of back, neck, and lower and mid-extremity problems. How can we help our nurses? We want to make sure that they’ve bought enough Individual Disability coverage first, because there are superior rights and remedies, and the benefits flow to them tax free. And it protects them in their own occupation. They’re a surgical staff nurse, they’re a floor nurse. If they’ve got lifting requirements and they can’t lift, but still could later be a charge nurse, they could collect their full benefit for an Individual Disability policy. That’s choice 1.
Choice 2 is, we can’t afford the Individual but our employer provides Group Disability Benefits for us. Fantastic. Really important to understand the features, the advantages, and the benefits, and get a lawyer to be able to assist you. We’re grateful for the kind care we get from the nurses that tend to us, individually, or our family members. And we want to provide an opportunity for a free policy analysis, so they know what they bought, and in the event that they get accidentally injured or chronically sick, they know how to use the policy that they purchased.