If Prudential has denied or terminated your long-term disability benefits and you are considering a lawsuit, one of your first questions may be: How long will a lawsuit against Prudential take to resolve? A federal ERISA lawsuit against Prudential may take approximately 12 to 24 months to reach a final decision, although some cases resolve […]

If Unum denied your long-term disability claim, don’t treat the denial as the final word. Start by reading the denial letter closely and finding your appeal deadline. For employer-sponsored plans, that deadline is at least 180 days. Then request your complete claim file in writing and build a detailed written appeal that answers every reason […]

If Prudential denies or terminates your long-term disability benefits and your claim ultimately reaches federal court, one of the most important legal questions may be something most policyholders have never heard of: What standard of review will the court use to evaluate Prudential’s decision? The “standard of review” determines how much deference, if any, a […]

If Prudential has denied or terminated your long-term disability benefits, you may be surprised to learn that a lawsuit challenging the decision could end up in federal court rather than your local state court. The reason usually has less to do with Prudential itself and more to do with the type of disability insurance policy […]

If Prudential has denied or terminated your disability benefits, you may be ready to take the insurance company to court. However, receiving an initial denial does not always mean you can immediately file a lawsuit. If your Prudential disability coverage is governed by the Employee Retirement Income Security Act of 1974 (ERISA), you generally must […]

If Prudential denied or terminated your long-term disability benefits, one of the most important terms you may encounter during the appeal process is the “administrative record.” It may sound like legal jargon, but for many employer-sponsored disability claims, the administrative record can become the foundation of the entire case. For claims governed by the Employee […]

We are pleased to share that Frank N. Darras has been recognized by his peers in the 2027 edition of The Best Lawyers in America® for his work in Health Care Law & Insurance Law. He has earned national recognition through his exemplary legal work on behalf of the sick and the elderly. While many […]

When Prudential denies or terminates a long-term disability claim, the disagreement is not always about whether you have a medical condition. In many cases, Prudential accepts the diagnosis but argues that you remain capable of working. That is where vocational evidence becomes important. Prudential may rely on a vocational assessment, transferable skills analysis, labor-market information, […]

Yes. In many Prudential disability appeals, you can—and often should—submit new medical evidence before the appeal is decided. If Prudential denied or terminated your long-term disability benefits because it believes your medical records do not sufficiently prove that you cannot work, the appeal is your opportunity to address those weaknesses directly. That may mean obtaining […]