The COVID-19 pandemic has caused major disruptions for anyone filing short- and long-term disability claims. The Department of Labor (DOL) recognized just how impactful the pandemic has been on patients in the U.S. and acted on it by thankfully suspending many long-term disability deadlines. This is good news for anyone who filed a claim with […]

Long-term disability insurance covers people against the financial impact of unexpected injuries or sicknesses that leave them out of work for an extended period (or permanently). People covered by long-term disability insurance can receive periodic monthly payments for as long as they are disabled and their carrier agrees, or a single lump-sum payment that (in […]

If a long-term disability (LTD) insurance provider subject to the Employee Retirement Income Security Act, or ERISA, has denied part or all of your claim for disability benefits, you do not have to take “no” for an answer. You have the right to timely and comprehensively appeal the claim denial so that you receive the […]

Countless workers have experienced the frustration of submitting a claim for short-term or long-term disability benefits through their employer-sponsored disability insurance plan, only to have their legitimate claims denied. Group disability insurance is supposed to be there when injured or sick workers need it most. Being told “no” by an insurance company feels like a […]

A long-term disability is when an insured, as a result of an injury or illness cannot perform the important duties of his or her regular occupation, or in some cases is unable to do any occupation by which they are trained, educated, or suited. The COVID-19 pandemic is a devastating emerging risk in the medical […]

Nursing professionals are an integral part of the American healthcare delivery system. Today, our nurses are recognized as heroes amid the coronavirus pandemic and are celebrated frontline workers. Physical and mental stresses are often byproducts of their working experiences. Below are some challenges our nursing clients have faced that have led to short and long-term […]

Nearly 3 million nurses work on the frontlines and behind the scenes protecting all of us here in the United States. These essential workers have the skills to heal and treat patients while also supporting other medical professionals. They are regularly in harm’s way, because of the work related hazards faced by nurses and health […]

With college athletics as we know them on hold for the time being, the pressure may have eased ever so slightly on the NCAA to come up with a solution to the long-simmering issue of college-athlete compensation. Despite NCAA President Mark Emmert’s adamant insistence in recent Senate testimony that he will never endorse any model […]

Workers who have applied for group long-term disability benefits under an employer-sponsored insurance plan do not have to take no for an answer. They have important legal rights including filing a timely, comprehensive administrative appeal with their insurer after a bad-faith claim denial, and after that, a federal ERISA lawsuit to collect their disability benefits. […]