If a life-changing sickness or injury results in a long-term disability, insurance companies are expected to work with claimants to evaluate the claim in good faith. Unfortunately, many disability insurers treat their customers as ATM machines: good for taking premium money without returning the monthly disability benefits they’ve agreed to pay in a timely manner. […]

Individual and group disability policies are complex legal documents. Unfortunately, most employers and employees do not take the time to read them, leaving uncertainty and frustration when it comes to claiming time. You took the time to choose a disability policy that would most benefit you or your employees. You wanted to ensure that if […]

During these tumultuous times when so many people suffer, volunteering can help those in need while also giving those who volunteer a sense of purpose and connection to their communities. As a society, we should all encourage and celebrate volunteerism. People with disabilities are also well-equipped in some circumstances to volunteer in different roles. Unfortunately, […]

Weeks and months after getting the COVID-19 infection, many survivors continue to experience disabling symptoms that limit or prevent them from engaging in major life activities, including resuming work. Frank Darras discusses how long term disability laws can be applied to people who are suffering from long covid with topics such as: understanding the symptoms […]

If you suffer a disabling sickness or injury that prevents you from working, you may have the right to receive disability insurance benefits to help you cover your needs and expenses while not receiving a paycheck. People often ask, does receiving disability payments mean you have to stay home, doing nothing until you heal enough […]

Surviving a COVID infection may not be a one-time affair. Researchers and medical authorities studying COVID have suggested that a post-viral “long COVID” condition has created a group of legitimately sick workers known as “long haulers.” These Covid survivors unfortunately still suffer from various debilitating symptoms weeks and months after their initial diagnosis. On July […]

Frank N. Darras was once again honored in the latest edition of Best Lawyers in America for his outstanding work in health care and insurance law for the 15th consecutive year in a row. Mr. Darras and his law firm, DarrasLaw, are known as America’s Top Disability Firm, helping many people with disability or long […]

Being injured or so severely sick that you miss work is a painful experience. Ensuing disability increases your worry and frustration about how soon you will get better and how you will cover your expenses without a regular paycheck. That is why many people carry both short and long-term disability insurance. They are told and […]

The Daily Journal published an article authored by Frank N. Darras on whether college athletes should unionize. The article examines the numerous changes in the world of collegiate athletics as well as a bill introduced in Congress that would allow some athletes to unionize and classify themselves as employees. Mr. Darras’ article examines the potential […]