Long-Term Disability For Maternity Leave

Deciding how much leave to take after the birth of a child is part of pregnancy for working women. Benefits such as paid time off, maternity leave, and disability are a crucial part of the parental leave equation.

It is common for a combination of vacation time, company-paid parental leave, and short-term disability benefits to cover a six to twelve-week maternity leave.

While not as commonly known by expecting mothers, long-term disability can also play a role in reducing the costs of pregnancy and birth-related time off.

Is Long-Term Disability Right For Your Leave?

If you have long-term disability coverage through your employer or a private policy, it may cover benefits such as:

  • Bed rest during pregnancy
  • Maternity leave after childbirth
  • Leave as a result of postpartum disorders

Beware The Elimination Period

One potential drawback to using long-term disability benefits for maternity leave is the policy’s elimination period. This is the length of time you must wait before you can receive claim payments. Choosing a longer elimination period is a common way that consumers and employers keep long-term disability premiums affordable.

If your policy has an extended waiting period you must be prepared to go without income in the meantime.


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“Dear Mr. Darras, We just wanted to say thank you for your help, your professionalism, knowledge and expertise were beyond belief. This is a little something to say thank you for your wife and children because I know this case must have taken your away from your family for many hours.”

– Angela & Ralph C.

Find Out How DarrasLaw Can Help You

It won’t cost you anything to be sure your long-term disability claim is on the right track. Contact us anytime for a free consultation and policy analysis with DarrasLaw.


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Why Choose DarrasLaw?

DarrasLaw brings more than 30 years of passionately representing disabled people against every insurance carrier.

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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