Helping the disabled from coast to coast Get Your Free Case Review

January 2013 Archives

Your source for the latest health, disability and insurance news and tips.

Test for brain damage could help current NFL players

In the past several years, controversy has been brewing within the professional football industry. Does the sport recklessly put players at risk of sustaining life-changing brain injuries? Sure, the public sees players sustain fractures, but damage to the brain is the invisible problem that has inspired lawsuits against the league by former players.

Federal court: Risk of substance abuse relapse is a disability

There is a stigma the public carries about drug and alcohol abuse. Many believe that drug use is a choice. To an extent and for some, drug and alcohol abuse is based on irresponsible decisions. For some, substance abuse is the result of a sickness called addiction.

Pro Players' Physical Ability Is Their Biggest Asset - Protect It With The Right Disability Insurance

The 113-day NHL lockout that finally ended last week, only days away from the cancellation of the entire 2012-2013 season begs the question...are professional sports stars protected financially while the battle ensues? Most people realize that players aren't getting paid during these periods of endless argument, but chances are the average person (and the players themselves) aren't too terribly concerned about that. They have a savings, after all, and some of them make more in a year than most of us will in a lifetime. The real danger comes when you consider the risk these players make when they keep training during the lockout, but aren't covered through the team's insurance. A career-ending illness or injury could mean kissing that savings goodbye.

Disabilities go more than skin deep; they're mental, too

If someone asked you to give examples of a workplace disability, what would be the first thing you'd think of? A back injury from lifting something heavy? Or perhaps carpal tunnel problems from too many hours of data entry? We're accustomed to thinking only in physical terms when we consider workplace disabilities, but the facts actually point in a different direction. According to the National Institute of Mental Health, the most common cause of disability in the United States and Canada is mental disorders. The Mental Health Commission of Canada recently decided to address the topic of mental and psychological health in the workplace, because they recognize that their country loses $50 billion each year due to workers' mental health problems. The commission's research indicates that 30 percent of short- and long-term disability claims are due to mental and psychological disorders.

RGIII injury a reminder of need for athlete disability insurance

Sports fans know that the physical abilities of professional athletes can seem superhuman, but the truth is that athletes who perform at the highest levels are still human beings with a high risk of suffering a disabling injury. With careers and family futures at stake, more and more athletes are taking out disability insurance to protect themselves and their families.