Your source for the latest health, disability and Insurance news and tips

Does Depression Qualify Me For Disability Benefits?

Yes, it is possible to qualify for long term disability benefits if you are suffering from depression.

Not all disabling conditions involve outwardly-visible physical injuries. Mental impairments, such as depression, that severely limit your ability to work may qualify you to receive long term disability benefits if you have coverage under an individual or group policy. But, getting those benefits likely won’t be easy.

Obtaining disability benefits for depression will be a battle. Your insurer will want to document for itself that you are in fact disabled due to depression. That may mean an investigator camped outside your door waiting to catch you having fun or participating in activities that you asserted you were disabled and unable to do in your claim for benefits. An investigator will talk to your doctor and just possibly just about anyone else you’ve had contact with over the last several years.

If your application for benefits is denied, do not be afraid to appeal. Insurance companies get benefits decisions wrong, plain and simple. Their investigator may have caught you on a couple of “good” days and determined that to mean that you were not disabled due to depression. The disability insurance company may have failed to review key evidence in your claims file or to consider new evidence of your disability before making a determination.

Getting disability benefits for depression may be tough, but it is not impossible. A disability insurance attorney can work with you through the claims process, protecting your valid right to benefits from a wrongful denial.

Learn More: Expert Beacon, “Advice for securing disability benefits due to severe depression

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

Request a Free, Confidential Case Review.
Skip to content