Your source for the latest health, disability and Insurance news and tips

Individual Disability Insurance. If You Don’t Have It, Get It.

37 Million Americans are disabled today. 18.5 million are disabled during their working years. Most of these people don’t have the savings or investment portfolio to absorb this kind of hit to our finances. Disability insurance is the answer.

Injuries happen. They happen at work and they happen outside of work. Take a look around you – who was in an accident this week? Consider Bobby Labonte, the NASCAR driver who was off the circuit for three weeks after a bicycle accident. He missed three races because of an injury that he incurred while riding a bike near his own home. Accidents happen and serious injuries can result, challenging your ability to earn your paycheck if you don’t have the proper disability insurance coverage.

Here are three reasons you should serioulsy consider an individual disability insurance policy, according to insurance attorney Frank Darras:

  • It’s tax free. You don’t owe taxes on the benefits you receive from an individual disability insurance policy.
  • It’s portable. If you leave your current employment, you can take it with you. An individual disability policy is yours and will follow you wherever you go.
  • The policies are fixed. The premium can stay the same over the life of the policy.

It’s your choice whether or not you wear a seatbelt each time you get into a car. It’s also your choice whether or not you will have individual disability insurance coverage. In both situtations, one response is better than the other. One provides protection and the other does not. Which choice will you make?

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

Request a Free, Confidential Case Review.
Skip to content