If you find yourself making a disability insurance claim, it is your hope that you are able to work with the insurance provider, in a fast and efficient manner, to receive the benefits you deserve.
There are situations in which this is possible. There are insurance companies that are able to move forward quickly, doing whatever they can to help the person making the claim.
There are also situations in which people may find it a challenge to get in touch with the right party. Furthermore, their disability insurance claim may be denied, making it difficult to understand which steps to take next. This is when it makes sense to hire an attorney.
Insurance policies are drafted in a complex manner, making it a challenge for everyday people to understand their rights. On top of this, carriers often interject fine print, which can point you in the wrong direction.
Some of the most common tactics employed by disability insurance companies include:
— Saving they never received the right claim documents — Forcing the insured party to resend information, time after time — Dragging on the process as long as possible in the hope that you will give up
You have rights as a policy holder, meaning that you should never give up until you receive the benefits you are owed.
By learning as much as you can about disability insurance, including the finer details of your policy, you can make a claim with confidence. If you are ready to learn more about fighting for what is owed to you, browse our website for more information, advice, and targeted guidance.
Source: Darras Law 1643704, “Insurance Attorneys Serving People Nationwide” Sep. 08, 2014