Don’t make mistakes on your individual disability application
If the time comes to complete an individual disability application, it is imperative that you do so in an error-free manner. One mistake, no matter how big or small, could cause a major delay.
Insurance companies are not in the business of paying out every claim they receive. Instead, they don’t do this until they are 100 percent sure they are required to do so.
Medical documentation is not always enough to have your claim paid. Instead, you may be required to provide more in depth information, such as a doctor explaining the disability and why it prevents you from doing your job.
If you neglect to provide the appropriate information, an insurance company has the right to delay or deny your claim. Even the smallest of details can hold up the process if you are not on the same page as your insurance company. As a result, this can slow down the process and cause you to start over from square one.
Even if you feel your application has been completed in the appropriate manner, your insurance company may not agree. Subsequently, you receive a denial and find yourself having to file an appeal.
Nobody wants to be disabled to the point of having to file a claim for benefits, however, this happens to many people every year. Your insurance company may put up a fight. In this case, you need to know your rights.
Any mistake is enough to slow down the process. If you want to learn more, start your search for information on our “Individual Disability Applications” webpage.