fbpx
Talk To A Disability Lawyer Now
(800) 898-7299
Your source for the latest health, disability and Insurance news and tips

Common questions regarding group disability insurance

As an employee, you may have the right to purchase group disability insurance. If this situation arises, it’s essential to learn more about the policy. Furthermore, if you have any questions, this is the best time to address each and every one.

Disability insurance is nothing to take lightly. While you may believe it will never come in handy, you don’t know what the future holds. This is why you need to purchase the right coverage at the right time.

Here are some of the most common questions associated with group disability insurance. Once you answer these, you will have a better idea of what a policy has to offer:

— When does the policy consider you disabled?

— When do benefits kick in for a covered disability?

— How long of a period will benefits be paid before they expire?

— Are there any additional benefits available?

— What is the best way to apply for group disability insurance coverage?

— What is the process of filing a claim?

— What happens if your claim is wrongfully denied?

When you answer these types of questions, you will better understand the many aspects of group disability insurance. Furthermore, the answers will help you make a final decision as to whether or not you should buy a policy.

There are many benefits of group disability insurance, but there are also things you need to know about your policy. By collecting the right information when signing up, you can avoid a situation in which you are faced with additional challenges and stress in the future.

Source: MetLife, “Group Disability Insurance Overview,” accessed April 11, 2016

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

Request a Free, Confidential Case Review.