Your source for the latest health, disability and Insurance news and tips

Video: I’ve been denied, must I appeal?

If you’ve been disabled, it is important to protect your rights. A disabled individual may need extended medical care, special therapies or other accommodations. Yet coverage under your insurance policy may not be automatic. If you were initially denied, the particular policy may require you to file an appeal.

It is imperative to consult with an attorney to get your appeal right. Don’t accidentally close the record by submitting a one-sentence declaration of your intention to appeal. A proper appeal contains a wealth of evidence, such as medical records, occupational information, medications and interactions, all symptoms you may be experiencing, and a thorough understanding of the case law that applies in your jurisdiction. Remember, too, that time is of the essence: many policies require an appeal between 90 and 180 days after the claim denial.

Finally, the procedures for submitting an appeal can vary, depending on whether your disability insurance was purchased on your own or is provided through your employer (and potentially subject to ERISA). Our law firm is experienced in representing clients who have had both types of policies.

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

Request a Free, Confidential Case Review.
Skip to content