Loss-of-Value Insurance for College Athletes: Trouble Ahead

Posted March 31, 2020

College athletics in the United States is a multibillion-dollar industry. In some states, a university football coach—technically a state employee—earns the highest salary in state government by many multiples. Yet, elite college sports programs have long basked in the aura of “amateur athletics,” these days a description true only in the sense that the athletes […]

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The Gender Pay Gap in Sports


In fall 2019, a federal judge ruled that members of the United States Women’s National Soccer Team could sue their employer, the United States Soccer Federation, as a “class” of similarly situated individuals who have experienced gender discrimination in pay and working conditions. More recently, U.S. Soccer tried to justify the pay gap by claiming […]

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5 Tips for Filing Disability Insurance Claims

Posted March 23, 2020

Filing a disability insurance claim is significantly different from other types of injury claims. It is a request for income assistance when a mental or physical injury or sickness prevents you from resuming your normal occupation or finding work. The following is a short list of tips DarrasLaw tells our clients as they prepare to […]

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Coronavirus and Your Short and Long Term Disability Insurance

Posted March 11, 2020

Throughout California, across the United States, and around the globe there is a deep sense of concern over the spread of the coronavirus. Media outlets offering advice on how to prevent the virus, but for those who do contract it, short and long-term disability insurance can offer some peace of mind. Read on to learn […]

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What Chiropractors Should Know About Individual and Long-Term Disability Policies


Back injuries are one of the most common types of ailments happening in the workplace. People who work in warehouses, people who work in retail shops and even people sitting at a desk all day can have difficulty and trouble with their backs. Lumbar issues are so prevalent that the cost for treatment and surgery […]

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Top 10 Reasons Your Long-Term Disability Claim Will Be Denied

Posted February 29, 2020

American workers deserve compensation when their health threatens their ability to perform the important duties of their occupations, and their wellbeing. This is why many employers provide group long-term disability insurance as an employment benefit. To protect their profits, however, long-term disability insurance carriers have become increasingly aggressive about denying legitimate long-term disability claims. Workers […]

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Top Dos and Don’ts for LTD Appeals – Checklist

Posted February 25, 2020

Appealing the denial of a long-term group disability benefits decision may seem like a straightforward process. Your long-term group plan administrator surely wants you to think so. However, in reality, appealing a long-term group disability claim denial involves significant risks, unforgiving deadlines, and no instructions on how to bulletproof your appeal. The potential for making […]

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Is Mental Illness Covered Under Disability Policies?

Posted February 21, 2020

Millions of Americans live with a mental illness. According to the National Alliance on Mental Illness (NAMI): As of 2018, 1 in 5 adults in the United States experiences mental illness. Unfortunately, that’s more than 47 million people More than 11 million Americans experienced “serious” mental illness in 2018 17.7 million Americans experienced a major […]

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Why Group Long-Term Disability Applications Get Denied

Posted February 19, 2020

The benefits packages of American workers frequently include group coverage for long-term disability. If a worker sustains a disabling injury or develops a sickness that renders them unable to perform the important duties of their occupation, or in some cases, any occupation by which they are trained, educated, or suited, taking into consideration their station […]

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Just How Dangerous is ERISA?

Posted February 13, 2020

When our nation was founded, one of the most cherished rights men and women died for was the right to a jury trial. The 7th Amendment is an important part of our nation’s character and it is what gives consumers real rights when battling large corporations. The right to pursue justice in front of a […]

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