No One Is Immune And You Are Not Alone
Substance abuse plagues people from all walks of life and remains a misunderstood form of disability. Not everyone believes that addiction and substance abuse should be considered a disability. One thing everyone can agree on is that substance abuse and addiction can quickly become a truly disabling force in a person’s life.
The Effects of Substance Abuse And Addiction
Struggling with drugs or alcohol means fighting each day to stay sober; sometimes a person loses that fight. The result of the addiction roller coaster is that it is difficult, if not impossible, to remain competent in the workplace.
Several stints in rehab are often necessary to minimize the damage and provide a chance for lasting sobriety. Having a short-term or long-term disability policy can make a huge difference in a person’s ability to remain healthy and productive.
A Denied Claim Is Not the End
It is common for insurers to deny long-term disability claims related to substance abuse. Insurance companies often claim that it is a pre-existing condition or they impose long waiting periods. An experienced long-term disability attorney can help overcome the frustrating tactics that are widespread in the insurance industry.
At DarrasLaw, America’s top disability firm, we have seen it all when it comes to long-term disability claims centered on addiction and substance abuse. If you or a loved one is suffering from opiate addiction, alcoholism or any other form of addiction, we can help you obtain the coverage you qualify for.