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Daily Journal Recognizes Frank N. Darras in Top Healthcare Attorneys in California List

Posted April 29, 2020

The Daily Journal released its list of the Top 35 Healthcare Attorneys in California for 2020 and Frank N. Darras, founder of DarrasLaw, was honored among them. Mr. Darras was highlighted for his tireless work representing policy holders with long term disability insurance claims throughout the country. His insight into the ongoing COVID-19 pandemic was […]

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Virtual Doctor’s Visits Are Now Becoming the Norm

Posted April 15, 2020

Google and the Internet are making it easier for healthcare consumers to access virtual medical options, which is crucial at a time when shelter in place orders are keeping hundreds of millions of people indoors. Searches and maps have been made available by Google which is also working to help doctors get up to speed […]

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The Gender Pay Gap in Sports

Posted March 31, 2020

In fall 2019, a federal judge ruled that members of the United States Women’s National Soccer Team could sue their employer, the United States Soccer Federation, as a “class” of similarly situated individuals who have experienced gender discrimination in pay and working conditions. More recently, U.S. Soccer tried to justify the pay gap by claiming […]

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Why Group Long-Term Disability Applications Get Denied

Posted February 19, 2020

The benefits packages of American workers frequently include group coverage for long-term disability. If a worker sustains a disabling injury or develops a sickness that renders them unable to perform the important duties of their occupation, or in some cases, any occupation by which they are trained, educated, or suited, taking into consideration their station […]

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Just How Dangerous is ERISA?

Posted February 13, 2020

When our nation was founded, one of the most cherished rights men and women died for was the right to a jury trial. The 7th Amendment is an important part of our nation’s character and it is what gives consumers real rights when battling large corporations. The right to pursue justice in front of a […]

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Will Elizabeth Warren Redefine Disability Insurance?

Posted February 6, 2020

2020 is a presidential year, and it’s a historic moment for our nation’s approach to disability insurance. While disability may not be at the forefront of some voters’ minds, many presidential candidates have made disability insurance policies an important part of their campaign platform. One such candidate is Senator Elizabeth Warren. There are three Democratic […]

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How to Appeal a Long-Term Disability Denial

Posted February 4, 2020

The last thing you need when you have suffered a disabling accident or health setback is to have your long-term disability insurance provider deny a claim. Unfortunately, as America’s working population of Baby Boomers and post-Boomers ages, we expect more and more long-term disability carriers to push back harder and harder against benefits claims by […]

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What NOT to Tell Your Individual or Group Long-Term Disability Insurance Adjustor

Posted March 28, 2019

You buy individual or group long-term disability insurance to protect your financial well-being when an injury or illness interferes with your ability to reliably perform the important duties of your occupation. Unfortunately, the process for making a valid disability claim is anything but easy, and you may encounter multiple delays along the way. One of […]

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Long-Term Care Insurance: Estate Planning Tool?

Posted March 21, 2019

It’s no secret that Social Security and Medicare won’t necessarily provide everything you need to live comfortably in your later years. While some people may have a retirement plan of some sort, a lot of people fail to consider coverage for the gaps in Medicare coverage. Long-term care coverage is one of the options that […]

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Long-Term Care vs. Long-Term Disability Insurance: Understand the Difference

Posted March 15, 2019

The number of people 65 and older is projected to double to 98 million by 2060—to an estimated 24 percent of the American population. Understandably, we need more care when we are older and our risk of disability increases, more people are starting to think carefully about their insurance needs. Long-term care insurance and individual […]

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