Category: Blog

In fall 2019, a federal judge ruled that members of the United States Women’s National Soccer Team could sue their employer, the United States Soccer Federation, as a “class” of similarly situated individuals who have experienced gender discrimination in pay and working conditions. More recently, U.S. Soccer tried to justify the pay gap by claiming […]

The benefits packages of American workers frequently include group coverage for long-term disability. If a worker sustains a disabling injury or develops a sickness that renders them unable to perform the important duties of their occupation, or in some cases, any occupation by which they are trained, educated, or suited, taking into consideration their station […]

When our nation was founded, one of the most cherished rights men and women died for was the right to a jury trial. The 7th Amendment is an important part of our nation’s character and it is what gives consumers real rights when battling large corporations. The right to pursue justice in front of a […]

2020 is a presidential year, and it’s a historic moment for our nation’s approach to disability insurance. While disability may not be at the forefront of some voters’ minds, many presidential candidates have made disability insurance policies an important part of their campaign platform. One such candidate is Senator Elizabeth Warren. There are three Democratic […]

The last thing you need when you have suffered a disabling accident or health setback is to have your long-term disability insurance provider deny a claim. Unfortunately, as America’s working population of Baby Boomers and post-Boomers ages, we expect more and more long-term disability carriers to push back harder and harder against benefits claims by […]

You buy individual or group long-term disability insurance to protect your financial well-being when an injury or illness interferes with your ability to reliably perform the important duties of your occupation. Unfortunately, the process for making a valid disability claim is anything but easy, and you may encounter multiple delays along the way. One of […]

It’s no secret that Social Security and Medicare won’t necessarily provide everything you need to live comfortably in your later years. While some people may have a retirement plan of some sort, a lot of people fail to consider coverage for the gaps in Medicare coverage. Long-term care coverage is one of the options that […]

The number of people 65 and older is projected to double to 98 million by 2060—to an estimated 24 percent of the American population. Understandably, we need more care when we are older and our risk of disability increases, more people are starting to think carefully about their insurance needs. Long-term care insurance and individual […]

A recent study suggests that football players may suffer brain injuries even in the absence of concussion symptoms. The University of Michigan study involved 11 high school varsity football players wearing helmets equipped with accelerometers. Researchers compared data received during high-accelerated head impacts to biomarkers identified during their blood tests. Researchers found significant increases of […]

According to the National Institutes of Health, more than 11 percent of Americans experience chronic pain. To put it another way, 25.3 million adults have suffered pain every day for the past three months. These numbers provide a startling reminder of how many people suffer from chronic pain every day. In some cases, the pain […]