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Lyme Disease Is a Mental Illness? Your Disability Insurer May Think So

Posted May 10, 2018

Helping Those Suffering from Lyme Disease Get the Disability Benefits They Deserve With the arrival of summer, most of the nation knows it’s time to break out the bug spray. Lyme disease has become a serious medical concern around the country with devastating long term problems. It’s even reported that disease-carrying ticks are appearing in […]

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Disabled in the National Economy versus Disabled From Your Actual Job: Why Does it Matter?

Posted May 8, 2018

Individual or group long-term disability (LTD) insurance is designed to protect a portion of your income, as defined in your policy, if you suffer an injury or illness that leaves you unable to work. If you are self-employed or an independent contractor, you may have an individual long-term disability policy that you purchased from an […]

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The Hartford Bought Aetna’s Group Disability Business

Posted May 3, 2018

What Does This Mean for Your Valid Group Disability Claim? Competition between private businesses theoretically drives better services as companies vie for your business. Aetna and The Hartford were two such corporations. They specialize in insurance, including long-term disability insurance, and were major competitors in the industry. In late 2017, The Hartford bought Aetna’s group […]

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Risk of Relapse versus Relapse Anxiety: When Can You Get Individual or Group Long-Term Disability Benefits After A Heart Attack?

Posted May 1, 2018

Helping Our Clients With Heart Disease and Claim Issues Heart failure, whether due to coronary artery disease, mitral valve prolapse, or a congenital heart defect, may leave your heart weaker than before. A heart attack typically blocks the heart’s blood supply, resulting in heart damage. The longer a heart attack blocks your heart’s blood supply, […]

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“Normal Age-Related Findings” versus Spinal Herniation: A Common Disability Litigation Fight

Posted April 24, 2018

Helping Claimants Recognize Disability Insurers’ Tricks Can you guess what the most common disabling condition in the United States is? That’s right, musculoskeletal disabilities, including arthritis, back pain, and spinal degeneration. Almost 40 percent of the population suffers from some type of musculoskeletal injury. While these injuries don’t always disable the people they strike, they […]

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Long-Term Disability Insurance Claims and Veterans: How Military Service Can Effect Your Disability Insurance Benefits

Posted March 26, 2018

Are you a veteran preparing to file a claim for long-term individual or group disability insurance benefits? Were your disability insurance benefits wrongfully delayed, denied, or terminated? Contact the award-winning long-term individual disability lawyers and accomplished group ERISA attorneys at DarrasLaw today. If you’re a veteran, you shouldn’t file a claim for long-term disability insurance […]

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Glossary of Disability Insurance Terms: What They Really Mean for You

Posted March 20, 2018

Private, for-profit corporations generally deliver individual and group long-term disability insurance benefits. Thus, every disability insurance policy contract is ultimately designed to protect the issuing disability insurance company’s bottom line. Essential disability benefits are the same under most individual or group long-term disability insurance plans—that is, you should receive income-replacement payments if you are sick […]

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I Just Started My New Job. Do I Qualify for Group Disability Benefits?

Posted March 13, 2018

Life doesn’t always go the way we plan. You may feel excited to finally start a new job, one with better disability insurance benefits, but that’s when a serious illness or injury may strike. While some of American employers offer short- and long-term group disability insurance benefits, you must typically get through a waiting period […]

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How Frank N. Darras and His Firms Have Recovered Nearly $1 Billion in Denied Insurance Benefits

Posted March 6, 2018

During the last 30 years, Frank N. Darras has earned the reputation of America’s top-rated individual and group long-term disability lawyer. Mr. Darras and his firms have recovered almost $1 billion in wrongfully delayed and denied insurance benefits. Darras has done it with a combination of unique legal knowledge, litigation and claim experience, and care […]

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DISABILITY: IT’S NOT JUST FOR “THEM”

Posted November 11, 2017

Many things in life are difficult to comprehend until we experience them first-hand, specifically, suffering a disability. Being disabled is one of them. It is easy to think of disability as something that happens to other people or “them” until you or someone you care about becomes disabled is affected by it. Disability is much […]

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