Category: Disability Insurance

Helping Claimants Recognize Disability Insurers’ Tricks Can you guess what the most common disabling condition in the United States is? That’s right, musculoskeletal disabilities, including arthritis, back pain, and spinal degeneration. Almost 40 percent of the population suffers from some type of musculoskeletal injury. While these injuries don’t always disable the people they strike, they […]

Are you a veteran preparing to file a claim for long-term individual or group disability insurance benefits? Were your disability insurance benefits wrongfully delayed, denied, or terminated? Contact the award-winning long-term individual disability lawyers and accomplished group ERISA attorneys at DarrasLaw today. If you’re a veteran, you shouldn’t file a claim for long-term disability insurance […]

Private, for-profit corporations generally deliver individual and group long-term disability insurance benefits. Thus, every disability insurance policy contract is ultimately designed to protect the issuing disability insurance company’s bottom line. Essential disability benefits are the same under most individual or group long-term disability insurance plans—that is, you should receive income-replacement payments if you are sick […]

Life doesn’t always go the way we plan. You may feel excited to finally start a new job, one with better disability insurance benefits, but that’s when a serious illness or injury may strike. While some of American employers offer short- and long-term group disability insurance benefits, you must typically get through a waiting period […]

During the last 30 years, Frank N. Darras has earned the reputation of America’s top-rated individual and group long-term disability lawyer. Mr. Darras and his firms have recovered almost $1 billion in wrongfully delayed and denied insurance benefits. Darras has done it with a combination of unique legal knowledge, litigation and claim experience, and care […]

Many things in life are difficult to comprehend until we experience them first-hand, specifically, suffering a disability. Being disabled is one of them. It is easy to think of disability as something that happens to other people or “them” until you or someone you care about becomes disabled is affected by it. Disability is much […]

DarrasLaw’s experienced New York City Insurance bad faith lawyer vigorously advocates for clients across the country to resolve disability insurance claims that have been wrongfully delayed or denied, potentially in bad faith. The definition of bad faith behavior on the part of an insurer is largely a question of state insurance law. The legal concept […]

If you filed an individual or long-term disability insurance claim that your insurer approved and you have been on claim for more than one year, your insurer may offer you a one-time, lump-sum payment—as opposed to continued monthly payments. Lump-sums are enticing. They provide you with a sizeable amount of money upfront, and they immediately […]

Fish stories. Prominent fishing guide and angler Billy Swan is facing serious allegations of being less than forthcoming when it comes to his on-the-water exploits. A federal grand jury charged him with wire fraud, mail fraud for allegedly filing false documents with the Social Security Administration (SSA), Social Security fraud, and perjury for allegedly lying […]

Every year, the U.S. Bureau of Labor Statistics collects data on persons with disabilities from the Current Population Survey (CPS). The information comes from a monthly sample of approximately 60,000 households in the United States. Breakdowns are based on gender and age, along with employment status. Their annual study for 2016 revealed that if disabled […]