Category: Disabling Conditions

Migraine headaches can be a real problem for many Americans, and these painful headaches can become so unbearable that sufferers are unable to reliably work. Despite their incapacitating limitations, headache disability claims are often fraught with claim hurdles. Here are some facts and tips to consider before filing an individual or group long-term disability insurance […]

A disability insurance policy financially protects the policyholder by making wage replacement payments, usually at the level of two-thirds of earnings, if the person cannot work because of disability. Many disability policies have a pre-existing condition clause, which excludes coverage if the insured has been seen for a medical condition during a determined timeframe called […]

Did you know that nervous systems disorders like Parkinson’s disease are a leading cause of long-term disability claims? Approximately 60,000 Americans are diagnosed with Parkinson’s disease each year, and this estimation does not include the thousands of cases that go undetected. Over time, this disease is known to make daily living – and working – […]

No one is immune and you are not alone. Substance abuse plagues people from all walks of life and remains a misunderstood form of disability. Not everyone believes that addiction and substance abuse should be considered a disability. One thing everyone can agree on is that substance abuse and addiction can quickly become a truly […]

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February is American Heart Month, so you’ve probably seen lots of news about identification and prevention of heart conditions. But what happens if you’ve already had a heart attack?

Many people wonder if they can receive disability benefits for the aftereffects of a heart attack. In this podcast episode, we team up with Gary Pozsik of Health, Wealth, and Happiness to address the common myths and facts about filing for disability benefits due to a heart attack.