Category: Prudential Denial

When you appeal a Prudential long-term disability denial, your medical evidence may be reviewed by a doctor who works with Prudential or by an outside physician hired to provide an independent file review. That doctor is not your treating physician and may never examine you in person. Prudential may use in-house clinical personnel, third-party medical […]

Receiving a Prudential disability denial does not necessarily mean your claim is over. Most claimants have the right to challenge the decision through an internal administrative appeal. Whether you receive another opportunity after that appeal depends on your disability plan, the language in Prudential’s denial letter, and whether the claim is governed by the Employee […]

If you just opened a Prudential denial letter, the most important thing to do first is simple: do not rush to send an appeal on your own. Instead, stop, preserve the envelope and denial letter, calendar every deadline, and contact an experienced long-term disability attorney before submitting anything else to Prudential. That first step matters […]