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Loss of Value Insurance and Your Division I Athletes: What Colleges and Universities Need to Know

Posted April 19, 2018

Loss of Value (LoV) insurance is a little-known type of disability insurance designed to protect the future of elite, first-, second- or third-round draft picks. LoV specifically covers a student-athlete’s anticipated rookie contract value. Universities can arrange for the player or his family to purchase LoV insurance policies, which may kick in to supplement that […]

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Remembering Rob Kelly: CTE as a Long-Term Disability

Posted April 17, 2018

We Help Disability Claimants Suffering From Traumatic Brain Injuries As the school year approaches, children are preparing for fall sports. For years, football was a staple of late summer fun. Whether it was varsity training camp or flag football, many kids have played football since elementary school. Rob Kelly was one such kid. This former […]

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TACKLING DISABILITY CLAIMS INVOLVING CONCUSSIONS

Posted November 1, 2017

Football season welcomes stadiums, bars and homes as they fill up with fans eager for the kind of knockdown, drag-out action that can only come from the gridiron. Football enthusiasts cheer their favorites and jeer their rivals, both for their crushing tackles. What is becoming more difficult to overlook is the long-term effects of those […]

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Three Reasons Why Athlete Disability Claims Get Denied

Posted August 9, 2016

Long term individual disability insurance, free agent drop-in-slot protection, and loss of endorsement coverage are necessary to protect an athlete’s future income in the event of a permanent, career-ending sickness or injury. However, like claimants from all other professions, many athletes struggle and don’t collect their disability insurance benefits. Insurance companies look for each and […]

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Can Baseball’s Elbow Injury Epidemic Be Stopped?

Posted April 8, 2016



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Baseball season has arrived, and with it comes endless debates about the best-hitting lineups and pitching staff. However, there’s one topic everyone should be following this season: the frequency and prevention of Tommy John surgery. The procedure is so commonplace that many players consider it routine – but should it be?

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Attention, Division I Athletes: It’s Time To Think About Elite Athlete Insurance

Posted February 3, 2016

Today is the much-anticipated National Signing Day for football, during which many high school seniors publicly declare where they will continue their education and athletic career. Once the excitement of the day subsides, it’s time for the Division I-bound elite athletes – including those in baseball, basketball and hockey – to have a serious conversation […]

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Five Problems Colleges And Universities Face When Selecting Disability Insurance Coverage For Premiere Athletes

Posted October 13, 2015

The NCAA made a recent historic decision to allow its members to purchase career-ending disability insurance for its early-round, draft-bound athletes and allowed college athletes to borrow against future earnings to purchase these plans. The decision itself is a triumph, because it has the potential to benefit not only the athlete, but the college or […]

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Brace For Impact: Why NHL Players Need Income Protection

Posted October 5, 2015

If September taught us anything about hockey, it’s that concussions are as serious a problem as ever. Just look at these recent headlines: (via NJ.com) (via Fox Sports) (via CBS Sports) When the NHL season kicks off this week, it’s sure to bring exciting games, hard hits and cringe-worthy injuries. The rough nature of hockey […]

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No Fun Before You Sign: The Ugly Truth About Liability Waivers & Recreational Activities

Posted May 26, 2015

Now that summer has unofficially begun, have you started making plans? If they include any type of thrilling or extreme recreational activity, you’ll probably have to sign a waiver. Does anyone actually read waivers before signing? Probably not – and that could be a fatal mistake. Check out our latest Slideshare on what you need […]

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Can a shirt really improve your posture?

Posted April 21, 2015

Try this on for size: there’s a shirt that helps your posture – all you need to do is put it on. It sounds too good to be true. Yet the “Posture Shirt,” made by Alignmed, reportedly does just that. According to a recent article in USA Today, the list of well-known Posture Shirt wearers […]

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