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Winning ERISA LTD Appeals

Posted July 9, 2020

If a long-term disability (LTD) insurance provider subject to the Employee Retirement Income Security Act, or ERISA, has denied part or all of your claim for disability benefits, you do not have to take “no” for an answer. You have the right to timely and comprehensively appeal the claim denial so that you receive the […]

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Why Nursing is Such a Physically and Mentally Challenging Profession

Posted June 12, 2020

Nursing professionals are an integral part of the American healthcare delivery system. Today, our nurses are recognized as heroes amid the coronavirus pandemic and are celebrated frontline workers. Physical and mental stresses are often byproducts of their working experiences. Below are some challenges our nursing clients have faced that have led to short and long-term […]

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Name, Image and Likeness Rights in College Sports

Posted May 27, 2020

The pressure ratcheted up on the NCAA Board of Governors recently when Colorado Gov. Jared Polis signed a bill into law giving college athletes rights to profit off of their names, images, and likenesses starting in 2023. It is the third name-image-likeness (NIL) law passed by a state legislature, joining California which passed a law […]

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What Happens if My Employer Fails to Pay My Long-Term Disability Premiums?

Posted May 30, 2018

For many people, employer-provided long-term disability insurance offers a sense of peace of mind and financial security. What happens when you rely on an employer to provide group long-term disability benefits and your employer stops paying your group long-term disability insurance premium? Typically, if you miss an insurance premium payment, you’re charged a late fee […]

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Occupational Disability Coverage and Functional Capacity Evaluations

Posted May 25, 2018

Ensuring the Fair Adjudication of Your Long-Term Disability Claims Whether you’re eligible for individual or group long-term disability benefits depends on whether a disabling illness or injury prevents you from performing the material and substantial duties of your occupation. Many individual and group long-term disability insurers wrongfully delay, deny, or terminate long-term disability payments, claiming […]

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Long-Term Disability Benefits and “Objective Medical Evidence”: What Does Your Disability Policy Require?

Posted May 20, 2018

In one capacity or another, we all have insurance. Whether it’s car insurance, health insurance, homeowner’s insurance, or disability insurance, it’s there for the “just in cases” of life. Most of us insurance policyholders are honest, hardworking Americans. However, under the guise of defending against insurance fraud—but really to just save money—your individual or group […]

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Career-Ending Disability Coverage for Division I Athletes: What Colleges and Universities Need to Know

Posted May 15, 2018

It’s difficult to discuss the possibility of a young, aspiring athlete losing a professional athletic career before it begins. Whether due to injury or illness, career-ending disabilities can and do happen to top-level Division I athletes, making it a very timely and necessary topic of discussion. With the right type of career-ending disability insurance, Division […]

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Disability Insurance Fraud: Prevention and Penalties

Posted April 26, 2018

Have you ever known someone who’s receiving long-term individual or group disability benefits but seems unusually healthy? They claim they can’t work their desk jobs, but they just got back from a week at Walt Disney World. Sometimes, the disability is real. For example, they may appear physically healthy but suffer from a mental, emotional […]

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How To File A Disability Claim For Stroke Or Heart Conditions

Posted February 26, 2016

Download this episode: On iTunes | On Stitcher February is American Heart Month, which means we’ve seen many tips for stroke prevention and heart health. For the 85.6 million Americans living with some form of cardiovascular disease or the after-effects of a stroke, what’s the next course of action? In this episode, we discuss the […]

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You’re Pregnant, Now What?! Insurance Tips for Expecting Parents

Posted March 14, 2013

Finding out you’re pregnant is one of the happiest moments in your life. You’ve tried and you’ve tried and now it’s finally happened. Congratulations, you get to add a new bundle of joy to your family. In the days after celebrating, it’s likely the next thought on your mind is the future. You now have […]

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Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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