Category: Uncategorized

Facing a Unum disability claim denial is frustrating and overwhelming, especially when you’re already dealing with health challenges and financial stress. You might be wondering: Can I appeal a Unum denial without a lawyer? The short answer is yes, you can—but it’s a risky path that could jeopardize your chances of success. Unum is a […]

What Happens to Your Policy When Your Occupation is Different From How Others Perform It in the National Economy Disability insurance is there to protect you when you become so injured or ill that you cannot work any longer. Most people think that a disability must prevent them from ever working again. When it comes […]

The Recorder published an article authored by Frank N. Darras on the impact NIL will have on insurance, taxes and other legal issues for collegiate athletes. This is a unique and ever-changing reality for young athletes who must now cope with all manner of issues for the first time. Mr. Darras helps sort through these […]

Nowadays, repetitive strain injuries are often associated with office work, such as extensive keyboard and mouse use. However, the problem predates the modern computer by quite a while. Conditions like “telegraphist’s cramp,” “glass arm,” and “washerwoman’s thumb” all emerged in medical literature by the early 20th century. Repetitive strain injuries arise from the repetition of […]

The Daily Journal published an article authored by Frank N. Darras on whether college athletes should unionize. The article examines the numerous changes in the world of collegiate athletics as well as a bill introduced in Congress that would allow some athletes to unionize and classify themselves as employees. Mr. Darras’ article examines the potential […]

For individuals that suffer from insomnia, the disease creeps into every aspect of their lives. When you cannot sleep or do not sleep well, you are more irritable and less productive. When it is hard to get sleep, stay asleep and then wake up unrefreshed from a night of tossing and turning, problems ensue. Focus, […]

When you suffer from a disability that requires you to take time off work or reduce your work hours, you worry. You may feel unsure of your health, and you may also worry about your ability to make a living and pay your regular bills. That’s why you have disability insurance coverage—or so you think. […]

If a long-term disability (LTD) insurance provider subject to the Employee Retirement Income Security Act, or ERISA, has denied part or all of your claim for disability benefits, you do not have to take “no” for an answer. You have the right to timely and comprehensively appeal the claim denial so that you receive the […]

Nursing professionals are an integral part of the American healthcare delivery system. Today, our nurses are recognized as heroes amid the coronavirus pandemic and are celebrated frontline workers. Physical and mental stresses are often byproducts of their working experiences. Below are some challenges our nursing clients have faced that have led to short and long-term […]

The pressure ratcheted up on the NCAA Board of Governors recently when Colorado Gov. Jared Polis signed a bill into law giving college athletes rights to profit off of their names, images, and likenesses starting in 2023. It is the third name-image-likeness (NIL) law passed by a state legislature, joining California which passed a law […]