Category: Uncategorized
What Happens if My Employer Fails to Pay My Long-Term Disability Premiums?
Posted May 30, 2018
For many people, employer-provided long-term disability insurance offers a sense of peace of mind and financial security. What happens when you rely on an employer to provide group long-term disability benefits and your employer stops paying your group long-term disability insurance premium? Typically, if you miss an insurance premium payment, you’re charged a late fee […]
Occupational Disability Coverage and Functional Capacity Evaluations
Posted May 25, 2018
Ensuring the Fair Adjudication of Your Long-Term Disability Claims Whether you’re eligible for individual or group long-term disability benefits depends on whether a disabling illness or injury prevents you from performing the material and substantial duties of your occupation. Many individual and group long-term disability insurers wrongfully delay, deny, or terminate long-term disability payments, claiming […]
Long-Term Disability Benefits and “Objective Medical Evidence”: What Does Your Disability Policy Require?
Posted May 20, 2018
In one capacity or another, we all have insurance. Whether it’s car insurance, health insurance, homeowner’s insurance, or disability insurance, it’s there for the “just in cases” of life. Most of us insurance policyholders are honest, hardworking Americans. However, under the guise of defending against insurance fraud—but really to just save money—your individual or group […]
Career-Ending Disability Coverage for Division I Athletes: What Colleges and Universities Need to Know
Posted May 15, 2018
It’s difficult to discuss the possibility of a young, aspiring athlete losing a professional athletic career before it begins. Whether due to injury or illness, career-ending disabilities can and do happen to top-level Division I athletes, making it a very timely and necessary topic of discussion. With the right type of career-ending disability insurance, Division […]
Disability Insurance Fraud: Prevention and Penalties
Posted April 26, 2018
Have you ever known someone who’s receiving long-term individual or group disability benefits but seems unusually healthy? They claim they can’t work their desk jobs, but they just got back from a week at Walt Disney World. Sometimes, the disability is real. For example, they may appear physically healthy but suffer from a mental, emotional […]
How To File A Disability Claim For Stroke Or Heart Conditions
Posted February 26, 2016
Download this episode: On iTunes | On Stitcher February is American Heart Month, which means we’ve seen many tips for stroke prevention and heart health. For the 85.6 million Americans living with some form of cardiovascular disease or the after-effects of a stroke, what’s the next course of action? In this episode, we discuss the […]
You’re Pregnant, Now What?! Insurance Tips for Expecting Parents
Posted March 14, 2013
Finding out you’re pregnant is one of the happiest moments in your life. You’ve tried and you’ve tried and now it’s finally happened. Congratulations, you get to add a new bundle of joy to your family. In the days after celebrating, it’s likely the next thought on your mind is the future. You now have […]