Frequently Asked Questions

Can My Insurance Company Force Me To Have Surgery?

Frank Darras:

“Your insurance company says you need surgery. Can they make you have surgery? No, but they can enforce a provision that says you need to be under the most appropriate care for the condition causing disability. So if surgery is an option, we look at the risk factors. Is it more than 50%, that the risks outweigh the benefits? Then you can argue, no. It’s too risky.”

What if, when you had your wisdom teeth out, you had a terrible reaction to anesthesia? You were pregnant, you had an epidural, you had a terrible reaction to it. You had a minor surgery and the healing process was really, really difficult. Those are risks. The risks outweigh the benefits, the insurance company can’t make any good argument about needing surgery.

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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