Frequently Asked Questions

What is an Independent Medical Exam?

Frank Darras:

“If you’ve been on claim more than six months, and you’ve been going to the doctor at the same frequency, you’re on the same medications, it’s the same thing on the claim form. That’s when your insurance company is going to ask for an independent medical exam. Do I have to go? Oftentimes, clients ask me that. Yes, there’s a duty to cooperate in your policy. But it doesn’t mean we have to go to the doctor in a wrong specialty, or they want us to go three hours to a doctor to be examined. If I’ve got a neck problem, they can’t send me to a podiatrist. If I’ve got an eye problem, they can’t send me to anybody but an ophthalmologist. You need the right doctor in the right specialty, and make sure it’s not too far from home.”

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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