Frequently Asked Questions

Is the Insurance Company Entitled to my State and Federal Tax Returns?

Frank Darras:

“Broad authorizations and the requests for tax returns, state and federal, can the carrier command you to respond? Yes, and yes. Unfortunately, the carrier has language in most of their policies that allows them to ask for state and federal tax returns because they want to see how much money you were earning at the onset of the claim.”

“They also want to see whether you were engaged in a couple of occupations. Let’s say you were a doctor, but your wife had a business. And you were the vice president of that corporation in addition to your hands-on duty as a doctor. The carrier wants the tax returns to be able to see what you’re engaged in and how much money you’re making.”

“Secondly, the carrier drafts an authorization broadly so they can go get your medical records. They can get financial information. And when you line out, you cross out, and you interlineate on that authorization, the carrier is going to argue you failed to cooperate.”

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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