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Frequently Asked Questions

How Does my Medical History Affect my Disability Claim?

Frank Darras:

“Pre-existing limitations can really limit your opportunities to collect disability benefits. If you become eligible for your insurance, there’s a look-back period. It’s generally 90 days, six months, or as long as a year, where the carrier gets to look back to see whether you’ve treated, been evaluated, been told, or had any known indication of a disease or a disorder. Or you got prescribed prescription medication. Even if you didn’t fill it, the carrier can look back, apply a pre-existing limitation, and you will not get any benefits.”

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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