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Frequently Asked Questions

How Does my Medical History Affect my Disability Claim?

Frank Darras:

“Pre-existing limitations can really limit your opportunities to collect disability benefits. If you become eligible for your insurance, there’s a look-back period. It’s generally 90 days, six months, or as long as a year, where the carrier gets to look back to see whether you’ve treated, been evaluated, been told, or had any known indication of a disease or a disorder. Or you got prescribed prescription medication. Even if you didn’t fill it, the carrier can look back, apply a pre-existing limitation, and you will not get any benefits.”

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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