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Frequently Asked Questions

Must I Attend a Functional Capacity Evaluation or an Independent Medical Exam?

Frank Darras:

“Functional capacity evaluations and independent medical exams are provisions in your policy. The carrier can require you to attend one or both. Functional capacity evaluations, two hours, four hours, a day, or two days. How much bending, lifting, stooping, pushing, pulling, carrying, can you do before you show fatigue or problems?”

“The independent medical exam. It’s got to be the right doctor in the right specialty, and it can’t be too far away. And be very careful. Your carrier, I promise, will videotape your activities the day before, the day of the functional capacity or independent medical exam, and the day after. So if you say I can’t lift more than five pounds or I never drive, make sure your restrictions and limitations match your conduct.”

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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