Frequently Asked Questions

Do I Really Need a Lawyer's Advice Before Filling Out the Initial Claim Form?

Frank Darras:

“Claim forms and your doctor’s attending physician statements are confusing. They’re ambiguous. And the insurance company designs them that way, so people often make fatal mistakes. It’s important to have a job description, have your occupational description, so as you get the form out, you can clearly and succinctly list the substantial and material duties of your occupation. Go through the restrictions and limitations, physical and cognitive, and oftentimes your doctor needs help in understanding the demands, whether it’s sedentary, light, medium, or heavy, and what the cognitive demands are of your occupation. Sometimes it helps to have a disability lawyer assist in the preparation.”

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