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Frequently Asked Questions

What are The Risks of Doing An Appeal?

Frank Darras:

“One of the worst mistakes an individual policyholder can make is giving a carrier a second chance. Oh gee, Frank, the carrier said to me, I can appeal their wrongful denial. Well sure they said you can appeal their wrongful denial. It wasn’t a mistake that they unreasonably denied your benefits. It wasn’t happenstance that they took away your benefits.”

“The carrier denied your claim, and they need to stand, and be accountable, and responsible for their actions that led up to that denial. Why in the world would you let them off the hook?”

“They had a duty to investigate. They had a duty to evaluate and they had a duty to put your claim in front of all the others and the interests of their own company. They should have looked at the claim with an eye towards payment.”

“And some people are going to let them off the hook by doing an appeal. It gives the carrier a second chance to come in with a new team of doctors that are going to also say you weren’t disabled. There’s no reason to give an insurance company a second bite at the apple, unless your policy is ERISA preempted, and you need the help of a lawyer to make that determination.”

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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