Frequently Asked Questions

How Will The Insurance Company Define My Occupation?

Frank Darras:

“Oftentimes, I hear, Frank, I have a specialty letter. I was a trial lawyer when I brought the policy. Sure, if at the onset of the claim the important part of your day is spent in trial, well, we can look back over the last 12 months, see how many days you spent actually in trial. Then your specialty letter is going to help you.”

“Same thing if you’re an orthopedic surgeon. You did a bunch of surgeries every month. It was the primary, material, substantial, important duty. That’s what the carrier is going to look at. If you have a specialty letter and you’re a trial lawyer at the beginning but now you do transactional work, you sit at your desk, you draft contracts, the carrier won’t give you the benefit of the specialty.”

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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