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USA TODAY Sandra Block

Posted December 22, 2010

AUTHOR: Sandra Block Kathy Kozakiewicz, 59, of Phoenix, decided to buy long-term care insurance after her father-in-law was diagnosed with Alzheimer’s disease. He had to wait 18 months until space opened at a local Veterans Affairs nursing home, and during that period, the family was responsible for his care. Kozakiewicz and her husband, both retired […]

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Are you protected when using a company car?

Posted

By Gina Roberts-Grey Summary Employees who drive company cars may have fewer insurance protections than they think. Before you slide behind the wheel of a company car, make sure you and any passengers are fully covered. Experts say there are a few key car insurance-related things to keep in mind. Company car insurance and personal […]

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Life and Health Care after the California Midterm Elections

Posted December 8, 2010

Author: Frank Darras In the wake of November’s election, many Californians are wondering how the states and the federal government might change much-debated Patient Protection and Affordable Care ( PPACA). “Repeal and replace” seemed to be the platform of most GOP candidates, yet California saw little change in the guard with Barbara Boxer continuing in […]

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Avoiding the LTCI Crisis: How to Sell to Younger Clients

Posted December 7, 2010

Author: Frank Darras Remember when you were young and invincible? We were bullet-proof, healed in an hour, and would try just about anything at least once. As we enter our 40s, however, we start thinking about our twilight years. Most of us wonder: “Will I be healthy? How much do I need to put away […]

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County prosecutor fights for insurance coverage for autistic daughter

Posted November 27, 2010

Author: MELODY MCDONALD FORT WORTH — Leticia Martinez knew early on that something was not right with her baby girl. Analisa wouldn’t make eye contact, didn’t respond when her name was called and showed no interest in her twin brother. “It was like she was in her own world,” Martinez said. “She didn’t want to […]

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Best Review- Prevailing Party Not Required

Posted November 15, 2010

Prevailing Party Not Required The Supreme Court eases the way to collecting attorney’s fees in Erisa claims. Frank N. Darras, a Best’s Review columnist, is the founding partner of DarrasLaw, based in Ontario, Calif. He is a plaintiff’s lawyer representing disabled insureds and can be reached at fndarras@yahoo.com. Most group disability policies are governed by […]

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Prevailing Party Requirement in Hardt

Posted November 11, 2010

In the November issue of Best’s Review, Frank N. Darras, the founding partner of DarrasLaw (link to site) in Ontario, California wrote an article, “Prevailing Party Not a Requirement” (pdf). The article discusses the recent U.S. Supreme Court decision, Hardt v. Reliance Standard Life Insurance Co.: “In Hardt v. Reliance Standard Life Insurance Co., the […]

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Using Reverse Mortgages to Pay for LTCI Policies

Posted November 10, 2010

Author: Frank Darras With baby boomers knocking at the retirement door, we all need to get a handle on how we are going to care for our aging parents and ourselves. The insurance industry is currently blazing the marketing trail with a variety of feature-rich, long term care insurance policies. There are over 75 million […]

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What’s Wrong With Florida? …and with Alabama, Arkansas, Arizona, California…

Posted October 25, 2010

An avid reader called us here in the Hoboken, N.J., office of National Underwriter and said, “I live in Florida. Why is it that every questionable life insurance and annuity sales practice seems to start or take off here?” Our Hoboken office happens to be a block from the Hudson River, where mobsters made many […]

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Lawyer Limelight: Frank Darras

Posted October 15, 2010

Author: Katrina Dewey If you are sick, badly injured, or know someone who is or might become sick or disabled, you need to know Frank Darras. Darras has established a reputation over the past 20 years as the nation’s top attorney for those facing disability or long-term care issues. He is a tireless and fearless […]

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