THE 2014 FANTASY FOOTBALL SEASON IS IN FULL SWING, INJURIES AND ALL
As many Fantasy Football players know, the past few weeks have seen injury after injury wreak havoc with their teams. Most people go into the NFL season happy with their choices but then all the injuries begin to pile up, leaving everyone scrambling.
The NFL is no stranger to players getting injured and often, will recommend their players are protected by disability insurance policies. Most professional athletes will invest in a policy to protect their income, should they suffer from a career-ending injury and can no longer participate in their sport.
“With so many injuries (and suspensions) plaguing fantasy right now, isn’t it ironic the once injury-prone DeMarco Murray has emerged as one of the game’s stars through the past two weeks? Many of you could have drafted Murray, but instead you might have picked Jamaal Charles (ankle), Adrian Peterson (team-imposed indefinite suspension), Matt Forte, Eddie Lacy, Marshawn Lynch, A.J. Green (toe) or perhaps even Doug Martin (knee). Ouch,” (Fantasy Football Rankings Week 3 Big Board: Bleacher Report, September 17, 2014).
“I can only imagine how frustrated many of you feel with all these injuries, just think of how the players are reacting,” states Frank N. Darras, America’s disability insurance lawyer to the pros. “While many of these injuries may heal easily enough, some athletes may not be so lucky, which puts their income in jeopardy. Disability insurance is one of the most important purchases a pro-football player can make since it will provide them with benefits if they can no longer play football.”
Most athletes will acquire a disability insurance policy with an own-occupation rider. This allows the athlete to receive their benefits even if they are able to find work in another occupation. After a career-ending injury, some athletes go on to coach or become sports broadcasters, while others take the entrepreneurial route.
“I wish the best of luck to all fantasy football participants and your teams. The rest of the season is sure to bring more injuries so prepare your team for the possibility. Athletes are not the only ones able to purchase disability insurance policies, however, so get in touch with your insurance agent to see how you can protect your own hard-earned income,” says Darras.